Public · COLLEGE PAYOFF

Northwest State Community College

Archbold, OH · 9 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$249,750 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−107%Modeled 10-year ROI
$43,447Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$249,750at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$234,2200
2
4
6
8
−$249,75010
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,698
Sticker price
Published out-of-state tuition$9,170
Sticker price
Average net price$13,555
Title IV student average
Cost of attendance$17,994
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Associate degrees
Campus setting
Rural
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$13,555Average net price / year
$17,994Cost of attendance
$9,750Median federal student debt · completer borrowers
$103/moPublished 10-year payment estimate
$43,447Median earnings · year 5 after completion
45.6%Completion rate
Not availableAdmission rate
1,115Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$13,166
$30–48k$13,461
$48–75k$13,785
$75–110k$13,987
$110k+$14,904
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$43,447
Year 6$36,106
Year 10$40,004
Full-time retention
69.2%
Part-time retention
52.1%
Completion within 200% of normal time
56.1%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

45thEarnings percentile
31thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$46,839Median year-4 earnings across reportable program categories
$9,991Median federal debt across categories that report debt
11%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$41,925Year 1
$50,785Year 4
$43,447Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$73,4262Mechanical Engineering Related Technologies/Technicians · Associate's Degree$58,3843Accounting and Related Services · Associate's Degree$50,9264Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$49,5965Heavy/Industrial Equipment Maintenance Technologies/Technicians · Undergraduate Certificate or Diploma$46,8396Business Administration, Management and Operations · Associate's Degree$46,8147Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$34,8708Clinical/Medical Laboratory Science/Research and Allied Professions · Undergraduate Certificate or Diploma$32,307

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.

1Accounting and Related ServicesAssociate's Degree · $50,926 reported+7%vs same-degree national medianNot availablefederal debt2Business Administration, Management and OperationsAssociate's Degree · $46,814 reported-4%vs same-degree national median$9,991federal debt3Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $73,426 reported-9%vs same-degree national median$18,750federal debt4Mechanical Engineering Related Technologies/TechniciansAssociate's Degree · $58,384 reported-10%vs same-degree national medianNot availablefederal debt5Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $49,596 reported-12%vs same-degree national median$14,334federal debt6Clinical/Medical Laboratory Science/Research and Allied ProfessionsUndergraduate Certificate or Diploma · $32,307 reported-16%vs same-degree national median$11,084federal debt
BUILD A REAL SHORTLIST

Comparable colleges in OH

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Nelsonville, OH

Hocking College

Annual net price
$13,704
Observed earnings · year 5
$43,534
Modeled 10-year ROI
-106%
Open college profile →
Wilberforce, OH

Central State University

Annual net price
$13,096
Observed earnings · year 5
$41,406
Modeled 10-year ROI
-115%
Open college profile →
Groveport, OH

Eastland-Fairfield Career and Technical Schools

Annual net price
$15,732
Observed earnings · year 5
$43,022
Modeled 10-year ROI
-108%
Open college profile →
Toledo, OH

Toledo Public Schools Adult and Continuing Education

Annual net price
$13,494
Observed earnings · year 5
$46,656
Modeled 10-year ROI
-93%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$73,426$18,750Not reported
Mechanical Engineering Related Technologies/TechniciansAssociate's Degree$58,384Not availableNot reported
Accounting and Related ServicesAssociate's Degree$50,926Not availableNot reported
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$49,596$14,33423
Heavy/Industrial Equipment Maintenance Technologies/TechniciansUndergraduate Certificate or Diploma$46,839$6,50013
Business Administration, Management and OperationsAssociate's Degree$46,814$9,991Not reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$34,870$8,730Not reported
Clinical/Medical Laboratory Science/Research and Allied ProfessionsUndergraduate Certificate or Diploma$32,307$11,0840
Allied Health and Medical Assisting ServicesAssociate's Degree$30,960Not availableNot reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.