Public · COLLEGE PAYOFF

Monterey Peninsula College

Monterey, CA · 0 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$124,742 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

22.4 yrsModeled economic break-even
−55%Modeled 10-year ROI
$55,075Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$124,742at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$225,4920
2
4
6
8
−$124,74210
Years after graduationBreak-even: 22.4 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$1,188
Sticker price
Published out-of-state tuition$10,572
Sticker price
Average net price$11,373
Title IV student average
Cost of attendance$19,605
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Western Association of Schools and Colleges Accrediting Commission for Community and Junior Colleges
Main award level
Associate degrees
Campus setting
Suburban
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$11,373Average net price / year
$19,605Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$55,075Median earnings · year 5 after completion
39.7%Completion rate
Not availableAdmission rate
5,624Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$9,451
$30–48k$10,277
$48–75k$13,602
$75–110k$15,700
$110k+$18,340
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$55,075
Year 6$34,496
Year 10$42,176
Full-time retention
68.5%
Part-time retention
34.8%
Completion within 200% of normal time
35.9%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

73thEarnings percentile
24thCompletion percentile
EARNINGS PATH

Reported earnings over time

Not availableYear 1
Not availableYear 4
$55,075Year 5

Separate federal cohorts may underlie different measurement years.

BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Sonora, CA

Columbia College

Annual net price
$11,316
Observed earnings · year 5
$55,812
Modeled 10-year ROI
-52%
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Santa Barbara, CA

Santa Barbara City College

Annual net price
$11,315
Observed earnings · year 5
$54,220
Modeled 10-year ROI
-59%
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Kentfield, CA

College of Marin

Annual net price
$12,351
Observed earnings · year 5
$54,326
Modeled 10-year ROI
-59%
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Carson, CA

California State University, Dominguez Hills

Annual net price
$8,615
Observed earnings · year 5
$56,700
Modeled 10-year ROI
-45%
Open college profile →
PROGRAM OUTCOMES

No field-level outcomes are currently reportable.

This college remains in the national directory because it appears in the College Scorecard. Program outcomes may be unavailable, privacy-suppressed or outside the reported cohorts.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.