10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$232,918at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Mohawk Valley Community College
⌖ Utica, NY · 15 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$232,918 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−108%Modeled 10-year ROI
$43,303Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Middle States Commission on Higher Education
- Main award level
- Associate degrees
- Campus setting
- City
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$8,987Average net price / year
$16,656Cost of attendance
$11,000Median federal student debt · completer borrowers
$117/moPublished 10-year payment estimate
$43,303Median earnings · year 5 after completion
37.9%Completion rate
Not availableAdmission rate
2,950Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$32,287Year 1
$45,913Year 4
$43,303Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$86,2822Vehicle Maintenance and Repair Technologies/Technicians · Undergraduate Certificate or Diploma$77,6043Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$74,6344Criminal Justice and Corrections · Undergraduate Certificate or Diploma$63,7175Precision Metal Working · Associate's Degree$60,0816Electrical/Electronics Maintenance and Repair Technologies/Technicians · Associate's Degree$59,9047Computer/Information Technology Administration and Management · Associate's Degree$54,0528Business Administration, Management and Operations · Associate's Degree$53,471Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Vehicle Maintenance and Repair Technologies/TechniciansUndergraduate Certificate or Diploma · $77,604 reported+50%vs same-degree national median$8,250federal debt2Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree · $74,634 reported+14%vs same-degree national median$18,614federal debt3Criminal Justice and CorrectionsUndergraduate Certificate or Diploma · $63,717 reported+10%vs same-degree national medianNot availablefederal debt4Business Administration, Management and OperationsAssociate's Degree · $53,471 reported+10%vs same-degree national median$11,770federal debt5Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $86,282 reported+7%vs same-degree national median$15,853federal debt6Precision Metal WorkingAssociate's Degree · $60,081 reported+6%vs same-degree national medianNot availablefederal debt
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Syracuse, NY
Onondaga Community College
- Annual net price
- $8,562
- Observed earnings · year 5
- $43,591
- Modeled 10-year ROI
- -107%
SUNY Broome Community College
- Annual net price
- $8,940
- Observed earnings · year 5
- $44,039
- Modeled 10-year ROI
- -104%
Jamestown Community College
- Annual net price
- $9,850
- Observed earnings · year 5
- $43,252
- Modeled 10-year ROI
- -108%
Dutchess Community College
- Annual net price
- $10,065
- Observed earnings · year 5
- $43,325
- Modeled 10-year ROI
- -108%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $86,282 | $15,853 | Not reported |
| Vehicle Maintenance and Repair Technologies/Technicians | Undergraduate Certificate or Diploma | $77,604 | $8,250 | 37 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $74,634 | $18,614 | Not reported |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | $63,717 | Not available | 42 |
| Precision Metal Working | Associate's Degree | $60,081 | Not available | Not reported |
| Electrical/Electronics Maintenance and Repair Technologies/Technicians | Associate's Degree | $59,904 | Not available | Not reported |
| Computer/Information Technology Administration and Management | Associate's Degree | $54,052 | Not available | Not reported |
| Business Administration, Management and Operations | Associate's Degree | $53,471 | $11,770 | Not reported |
| Criminal Justice and Corrections | Associate's Degree | $45,481 | $12,500 | Not reported |
| Precision Metal Working | Undergraduate Certificate or Diploma | $41,948 | Not available | 31 |
| Accounting and Related Services | Associate's Degree | $41,570 | $7,730 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $40,621 | $11,100 | Not reported |
| Human Services, General | Associate's Degree | $39,729 | $11,750 | Not reported |
| Design and Applied Arts | Associate's Degree | $37,280 | $9,534 | Not reported |
| English Language and Literature/Letters, Other | Undergraduate Certificate or Diploma | $33,205 | Not available | 18 |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.