10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$234,420at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Moberly Area Community College
⌖ Moberly, MO · 5 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$234,420 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−113%Modeled 10-year ROI
$42,282Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Higher Learning Commission
- Main award level
- Associate degrees
- Campus setting
- Town
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$6,810Average net price / year
$14,134Cost of attendance
$10,658Median federal student debt · completer borrowers
$113/moPublished 10-year payment estimate
$42,282Median earnings · year 5 after completion
44.2%Completion rate
Not availableAdmission rate
3,100Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$36,570Year 1
$44,572Year 4
$42,282Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$74,1632Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$68,1363Criminal Justice and Corrections · Undergraduate Certificate or Diploma$45,9874Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$41,4585Teacher Education and Professional Development, Specific Subject Areas · Associate's Degree$35,223Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MO
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Sedalia, MO
State Fair Community College
- Annual net price
- $7,985
- Observed earnings · year 5
- $41,663
- Modeled 10-year ROI
- -116%
Saint Louis Community College
- Annual net price
- $8,440
- Observed earnings · year 5
- $43,709
- Modeled 10-year ROI
- -106%
Ozarks Technical Community College
- Annual net price
- $6,936
- Observed earnings · year 5
- $39,317
- Modeled 10-year ROI
- -127%
Harris-Stowe State University
- Annual net price
- $9,922
- Observed earnings · year 5
- $44,741
- Modeled 10-year ROI
- -101%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $74,163 | $17,587 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $68,136 | $15,112 | 30 |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | $45,987 | $6,337 | Not reported |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $41,458 | $10,993 | Not reported |
| Teacher Education and Professional Development, Specific Subject Areas | Associate's Degree | $35,223 | Not available | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.