10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$271,992at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Massachusetts Maritime Academy
⌖ Buzzards Bay, MA · 9 reportable field-and-credential outcomes
MODELED SCENARIO · Strong payoff
+$271,992 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
Observed earnings clearly outpace the comparison earnings and estimated education cost in this scenario.
4.9 yrsModeled economic break-even
+102%Modeled 10-year ROI
$98,832Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$21,582Average net price / year
$31,367Cost of attendance
$98,832Median earnings · year 5 after completion
74.1%Completion rate
94.7%Admission rate
1,395Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$73,306Year 1
$103,680Year 4
$98,832Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Engineering-Related Fields · Master's Degree$138,7112Systems Engineering · Bachelor's Degree$125,1913Naval Architecture and Marine Engineering · Bachelor's Degree$125,0164Marine Transportation · Bachelor's Degree$119,9165Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other · Master's Degree$111,1766Engineering, Other · Bachelor's Degree$104,0077International Business · Bachelor's Degree$89,0948Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other · Bachelor's Degree$85,256Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Amherst, MA
University of Massachusetts-Amherst
- Annual net price
- $22,383
- Observed earnings · year 5
- $74,615
- Modeled 10-year ROI
- +10%
University of Massachusetts-Lowell
- Annual net price
- $17,163
- Observed earnings · year 5
- $75,948
- Modeled 10-year ROI
- +24%
Greater Lowell Technical School
- Annual net price
- $19,205
- Observed earnings · year 5
- $70,797
- Modeled 10-year ROI
- +0%
University of Massachusetts-Dartmouth
- Annual net price
- $20,927
- Observed earnings · year 5
- $68,294
- Modeled 10-year ROI
- -12%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Engineering-Related Fields | Master's Degree | $138,711 | Not available |
| Systems Engineering | Bachelor's Degree | $125,191 | $27,000 |
| Naval Architecture and Marine Engineering | Bachelor's Degree | $125,016 | $27,000 |
| Marine Transportation | Bachelor's Degree | $119,916 | $24,686 |
| Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other | Master's Degree | $111,176 | Not available |
| Engineering, Other | Bachelor's Degree | $104,007 | $26,500 |
| International Business | Bachelor's Degree | $89,094 | $25,000 |
| Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other | Bachelor's Degree | $85,256 | $25,000 |
| Natural Resources Conservation and Research | Bachelor's Degree | $74,393 | $26,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.