10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$60,828at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
University of Massachusetts-Lowell
⌖ Lowell, MA · 62 reportable field-and-credential outcomes
MODELED SCENARIO · Positive payoff
+$60,828 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.
8.0 yrsModeled economic break-even
+24%Modeled 10-year ROI
$75,948Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$17,163Average net price / year
$30,786Cost of attendance
$75,948Median earnings · year 5 after completion
64.8%Completion rate
83.0%Admission rate
11,434Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$59,431Year 1
$81,163Year 4
$75,948Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Computer Science · Master's Degree$151,6032Electrical, Electronics, and Communications Engineering · Master's Degree$137,1443Computer and Information Sciences, General · Master's Degree$132,7074Computer Engineering · Master's Degree$130,1705Business Administration, Management and Operations · Graduate/Professional Certificate$128,7856Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$125,0447Mechanical Engineering Related Technologies/Technicians · Bachelor's Degree$120,2198Health and Medical Administrative Services · Master's Degree$119,763Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MA
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Amherst, MA
University of Massachusetts-Amherst
- Annual net price
- $22,383
- Observed earnings · year 5
- $74,615
- Modeled 10-year ROI
- +10%
University of Massachusetts-Boston
- Annual net price
- $17,707
- Observed earnings · year 5
- $69,745
- Modeled 10-year ROI
- -1%
Greater Lowell Technical School
- Annual net price
- $19,205
- Observed earnings · year 5
- $70,797
- Modeled 10-year ROI
- +0%
University of Massachusetts-Dartmouth
- Annual net price
- $20,927
- Observed earnings · year 5
- $68,294
- Modeled 10-year ROI
- -12%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Computer Science | Master's Degree | $151,603 | Not available |
| Electrical, Electronics, and Communications Engineering | Master's Degree | $137,144 | Not available |
| Computer and Information Sciences, General | Master's Degree | $132,707 | Not available |
| Computer Engineering | Master's Degree | $130,170 | Not available |
| Business Administration, Management and Operations | Graduate/Professional Certificate | $128,785 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $125,044 | Not available |
| Mechanical Engineering Related Technologies/Technicians | Bachelor's Degree | $120,219 | Not available |
| Health and Medical Administrative Services | Master's Degree | $119,763 | Not available |
| Business Administration, Management and Operations | Master's Degree | $119,730 | Not available |
| Mechanical Engineering | Master's Degree | $117,288 | Not available |
| Accounting and Related Services | Master's Degree | $111,662 | Not available |
| Computer Science | Bachelor's Degree | $111,612 | $27,000 |
| Criminal Justice and Corrections | Master's Degree | $109,714 | Not available |
| Biomedical/Medical Engineering | Master's Degree | $107,285 | Not available |
| Polymer/Plastics Engineering | Master's Degree | $107,285 | Not available |
| International Relations and National Security Studies | Master's Degree | $103,784 | Not available |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $101,054 | $27,000 |
| Polymer/Plastics Engineering | Bachelor's Degree | $100,428 | $27,000 |
| Computer Engineering | Bachelor's Degree | $97,547 | $27,000 |
| Criminal Justice and Corrections | Graduate/Professional Certificate | $97,509 | Not available |
| Physics | Master's Degree | $95,208 | Not available |
| Chemical Engineering | Bachelor's Degree | $94,972 | $27,000 |
| Mechanical Engineering | Bachelor's Degree | $94,841 | $27,000 |
| Civil Engineering | Master's Degree | $94,416 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $93,650 | $27,000 |
| Information Science/Studies | Undergraduate Certificate or Diploma | $91,498 | $17,125 |
| Physics | Bachelor's Degree | $91,438 | $22,177 |
| Information Science/Studies | Bachelor's Degree | $89,715 | $27,820 |
| Clinical/Medical Laboratory Science/Research and Allied Professions | Bachelor's Degree | $86,040 | $27,000 |
| Computer and Information Sciences, General | Undergraduate Certificate or Diploma | $85,543 | Not available |
| Rehabilitation and Therapeutic Professions | Doctoral Degree | $85,128 | Not available |
| Civil Engineering | Bachelor's Degree | $83,233 | $27,000 |
| Educational Administration and Supervision | Master's Degree | $82,921 | Not available |
| Health and Medical Administrative Services | Graduate/Professional Certificate | $78,018 | Not available |
| Economics | Bachelor's Degree | $76,822 | $26,500 |
| Biology, General | Bachelor's Degree | $76,149 | $26,747 |
| Business Administration, Management and Operations | Bachelor's Degree | $75,859 | $25,000 |
| Information Science/Studies | Associate's Degree | $75,423 | $17,355 |
| Chemistry | Bachelor's Degree | $74,568 | $27,000 |
| Public Health | Master's Degree | $73,712 | Not available |
| Rehabilitation and Therapeutic Professions | Bachelor's Degree | $72,958 | $26,750 |
| Mathematics | Bachelor's Degree | $72,826 | $25,539 |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $69,694 | Not available |
| Nutrition Sciences | Bachelor's Degree | $69,604 | $29,750 |
| Philosophy | Bachelor's Degree | $68,629 | Not available |
| Curriculum and Instruction | Master's Degree | $66,277 | Not available |
| Criminal Justice and Corrections | Bachelor's Degree | $66,258 | $26,000 |
| Psychology, General | Graduate/Professional Certificate | $65,990 | Not available |
| Public Health | Bachelor's Degree | $65,429 | $27,000 |
| Political Science and Government | Bachelor's Degree | $63,584 | $19,900 |
| Natural Resources Conservation and Research | Bachelor's Degree | $59,783 | $27,000 |
| Psychology, General | Bachelor's Degree | $57,489 | $25,925 |
| History | Bachelor's Degree | $55,973 | $24,250 |
| Sociology | Bachelor's Degree | $55,361 | $25,596 |
| English Language and Literature, General | Bachelor's Degree | $54,039 | $27,000 |
| Music | Bachelor's Degree | $53,384 | $27,000 |
| Fine and Studio Arts | Bachelor's Degree | $52,637 | $27,000 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $51,492 | $27,000 |
| Criminal Justice and Corrections | Undergraduate Certificate or Diploma | $50,742 | $23,643 |
| Biomedical/Medical Engineering | Bachelor's Degree | Not available | $27,000 |
| Design and Applied Arts | Undergraduate Certificate or Diploma | Not available | $19,000 |
| Design and Applied Arts | Bachelor's Degree | Not available | $27,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.