Public · COLLEGE PAYOFF

Kirkwood Community College

Cedar Rapids, IA · 28 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$199,610 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

113.9 yrsModeled economic break-even
−91%Modeled 10-year ROI
$46,921Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$199,610at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$218,8200
2
4
6
8
−$199,61010
Years after graduationBreak-even: 113.9 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$6,176
Sticker price
Published out-of-state tuition$8,220
Sticker price
Average net price$9,705
Title IV student average
Cost of attendance$15,579
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Associate degrees
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$9,705Average net price / year
$15,579Cost of attendance
$12,000Median federal student debt · completer borrowers
$127/moPublished 10-year payment estimate
$46,921Median earnings · year 5 after completion
43.0%Completion rate
Not availableAdmission rate
7,591Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$6,967
$30–48k$7,084
$48–75k$9,514
$75–110k$12,106
$110k+$14,091
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$46,921
Year 6$37,525
Year 10$41,016
Full-time retention
71.1%
Part-time retention
45.3%
Completion within 200% of normal time
43.9%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

54thEarnings percentile
28thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$49,372Median year-4 earnings across reportable program categories
$14,978Median federal debt across categories that report debt
56%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$39,018Year 1
$48,663Year 4
$46,921Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$72,9322Electromechanical Technologies/Technicians · Associate's Degree$71,4973Computer Programming · Associate's Degree$70,1394Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$67,6045Construction Management · Associate's Degree$64,9176Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$64,0687Agricultural Mechanization · Associate's Degree$63,4678Computer/Information Technology Administration and Management · Undergraduate Certificate or Diploma$61,572

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Waterloo, IA

Hawkeye Community College

Annual net price
$9,649
Observed earnings · year 5
$47,065
Modeled 10-year ROI
-91%
Open college profile →
Fort Dodge, IA

Iowa Central Community College

Annual net price
$9,328
Observed earnings · year 5
$45,939
Modeled 10-year ROI
-96%
Open college profile →
Creston, IA

Southwestern Community College

Annual net price
$9,871
Observed earnings · year 5
$45,649
Modeled 10-year ROI
-97%
Open college profile →
Calmar, IA

Northeast Iowa Community College

Annual net price
$11,272
Observed earnings · year 5
$47,208
Modeled 10-year ROI
-90%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$72,932Not available147
Electromechanical Technologies/TechniciansAssociate's Degree$71,497$15,983Not reported
Computer ProgrammingAssociate's Degree$70,139$15,737Not reported
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$67,604$22,957Not reported
Construction ManagementAssociate's Degree$64,917Not availableNot reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$64,068$21,945Not reported
Agricultural MechanizationAssociate's Degree$63,467Not availableNot reported
Computer/Information Technology Administration and ManagementUndergraduate Certificate or Diploma$61,572Not available23
Computer/Information Technology Administration and ManagementAssociate's Degree$61,544$17,500Not reported
Vehicle Maintenance and Repair Technologies/TechniciansAssociate's Degree$61,486$10,000Not reported
Agricultural Production OperationsAssociate's Degree$61,118$10,000Not reported
Precision Metal WorkingAssociate's Degree$55,888$13,500Not reported
Agricultural Business and ManagementAssociate's Degree$50,182$11,000Not reported
Business Administration, Management and OperationsAssociate's Degree$49,372$16,190Not reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$46,104$11,938Not reported
Legal Support ServicesAssociate's Degree$45,129$25,083Not reported
Applied Horticulture and Horticultural Business ServicesAssociate's Degree$44,354$11,000Not reported
Health and Medical Administrative ServicesAssociate's Degree$43,732$26,818Not reported
Dental Support Services and Allied ProfessionsAssociate's Degree$43,731$14,978Not reported
Natural Resources Conservation and ResearchAssociate's Degree$42,337$12,000Not reported
Liberal Arts and Sciences, General Studies and HumanitiesNon-Credential Program (Preparatory Coursework/Teacher Certification)$42,336Not availableNot reported
Culinary Arts and Related ServicesAssociate's Degree$42,218$15,375Not reported
Allied Health and Medical Assisting ServicesAssociate's Degree$41,202$18,616Not reported
Veterinary/Animal Health Technologies/TechniciansAssociate's Degree$40,964Not availableNot reported
MarketingAssociate's Degree$39,638$14,437Not reported
Animal SciencesUndergraduate Certificate or Diploma$37,277Not available0
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$36,813Not available104
Design and Applied ArtsAssociate's DegreeNot available$10,519Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.