Public · COLLEGE PAYOFF

Jefferson Community College

Watertown, NY · 7 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$254,162 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Not availableModeled economic break-even
−112%Modeled 10-year ROI
$42,353Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
A QUICK READ

What the numbers say about Jefferson Community College

What does Jefferson Community College cost?

Jefferson Community College reports an average annual net price of $11,923 after grants and scholarships. This is an institution-wide average, not an individual aid offer.

What do Jefferson Community College graduates earn?

The observed median earnings figure is $42,353 five years after completion. It describes a federal cohort, not a guaranteed starting salary.

How much federal debt do Jefferson Community College graduates have?

Completer borrowers report median cumulative federal student debt of $12,000. Parent PLUS and private loans are not included.

Is every degree at Jefferson Community College worth the same?

No. DegreeVerdict currently shows 7 field-and-credential outcomes at Jefferson Community College; reported earnings and debt can differ substantially by program category.

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$254,162at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$227,6920
2
4
6
8
−$254,16210
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$6,264
Sticker price
Published out-of-state tuition$11,700
Sticker price
Average net price$11,923
Title IV student average
Cost of attendance$19,286
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
PRICE SENSITIVITY

The price can change the verdict.

Hold observed earnings constant and see how the modeled ten-year payoff changes as annual price rises.

What stays fixed$42,353 observed annual earnings · 4 years of study · $45,000 alternative annual earnings · ten-year horizonThe marked price is this college’s institution-wide average net price, not your personal aid offer. This is a sensitivity test, not a tuition quote or earnings forecast.
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college, not the outcomes of a specific program.

Accreditor
Middle States Commission on Higher Education
Main award level
Associate degrees
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$11,923Average net price / year
$19,286Cost of attendance
$12,000Median federal student debt · completer borrowers
$127/moPublished 10-year payment estimate
$42,353Median earnings · year 5 after completion
27.8%Completion rate
Not availableAdmission rate
1,499Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$8,754
$30–48k$9,100
$48–75k$13,669
$75–110k$15,928
$110k+$18,472
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$42,353
Year 6$36,576
Year 10$39,991
Full-time retention
56.3%
Part-time retention
35.3%
Completion within 200% of normal time
29.4%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

43thEarnings percentile
9thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$40,483Median year-4 earnings across reportable program categories
$12,620Median federal debt across categories that report debt
33%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$28,585Year 1
$41,990Year 4
$42,353Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$84,5722Sports, Kinesiology, and Physical Education/Fitness · Associate's Degree$48,1133Criminal Justice and Corrections · Associate's Degree$43,4244Accounting and Related Services · Associate's Degree$40,4835Business Administration, Management and Operations · Associate's Degree$40,4016Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$37,798

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential, not simply majors that pay more everywhere.

1Sports, Kinesiology, and Physical Education/FitnessAssociate's Degree · $48,113 reported+20%vs same-degree national medianNot availablefederal debt2Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $84,572 reported+5%vs same-degree national median$24,421federal debt3Criminal Justice and CorrectionsAssociate's Degree · $43,424 reported-7%vs same-degree national median$12,620federal debt4Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $37,798 reported-14%vs same-degree national median$12,000federal debt5Accounting and Related ServicesAssociate's Degree · $40,483 reported-15%vs same-degree national medianNot availablefederal debt6Business Administration, Management and OperationsAssociate's Degree · $40,401 reported-17%vs same-degree national median$11,173federal debt
BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive, not a quality ranking.

Dryden, NY

Tompkins Cortland Community College

Annual net price
$12,723
Observed earnings · year 5
$42,007
Modeled 10-year ROI
-113%
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Angola, NY

Erie 2 Chautauqua Cattaraugus BOCES-Practical Nursing Program

Annual net price
$11,651
Observed earnings · year 5
$40,699
Modeled 10-year ROI
-119%
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Poughkeepsie, NY

Dutchess Community College

Annual net price
$10,065
Observed earnings · year 5
$43,325
Modeled 10-year ROI
-108%
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Canandaigua, NY

Finger Lakes Community College

Annual net price
$13,898
Observed earnings · year 5
$41,471
Modeled 10-year ROI
-115%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$84,572$24,421Not reported
Sports, Kinesiology, and Physical Education/FitnessAssociate's Degree$48,113Not availableNot reported
Criminal Justice and CorrectionsAssociate's Degree$43,424$12,620Not reported
Accounting and Related ServicesAssociate's Degree$40,483Not availableNot reported
Business Administration, Management and OperationsAssociate's Degree$40,401$11,173Not reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$37,798$12,000Not reported
Community Organization and AdvocacyAssociate's DegreeNot available$13,805Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.