Private nonprofit · COLLEGE PAYOFF

Heidelberg University

Tiffin, OH · 11 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$201,464 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

43.2 yrsModeled economic break-even
−77%Modeled 10-year ROI
$51,076Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$201,464at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$262,2240
2
4
6
8
−$201,46410
Years after graduationBreak-even: 43.2 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$33,650
Sticker price
Published out-of-state tuition$33,650
Sticker price
Average net price$20,556
Title IV student average
Cost of attendance$47,025
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Bachelor’s degrees
Campus setting
Town
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$20,556Average net price / year
$47,025Cost of attendance
$27,000Median federal student debt · completer borrowers
$286/moPublished 10-year payment estimate
$51,076Median earnings · year 5 after completion
52.0%Completion rate
85.8%Admission rate
915Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$18,217
$30–48k$15,974
$48–75k$14,556
$75–110k$21,376
$110k+$26,286
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$51,076
Year 6$41,440
Year 10$48,466
Full-time retention
74.1%
Part-time retention
Not available
Completion within 200% of normal time
54.7%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

64thEarnings percentile
40thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$52,329Median year-4 earnings across reportable program categories
$27,000Median federal debt across categories that report debt
11%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$36,242Year 1
$52,647Year 4
$51,076Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Accounting and Related Services · Bachelor's Degree$84,9672Business Administration, Management and Operations · Master's Degree$71,2693Business Administration, Management and Operations · Bachelor's Degree$65,4714Mental and Social Health Services and Allied Professions · Master's Degree$54,1005Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$52,3296Health Services/Allied Health/Health Sciences, General · Bachelor's Degree$51,6847Communication and Media Studies · Bachelor's Degree$50,6268Education, General · Bachelor's Degree$46,402

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in OH

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Canton, OH

Malone University

Annual net price
$20,948
Observed earnings · year 5
$50,448
Modeled 10-year ROI
-79%
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Delaware, OH

Ohio Wesleyan University

Annual net price
$20,897
Observed earnings · year 5
$52,040
Modeled 10-year ROI
-73%
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Independence, OH

Central School of Practical Nursing

Annual net price
$21,369
Observed earnings · year 5
$52,341
Modeled 10-year ROI
-72%
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Lima, OH

University of Northwestern Ohio

Annual net price
$21,807
Observed earnings · year 5
$52,405
Modeled 10-year ROI
-72%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Accounting and Related ServicesBachelor's Degree$84,967$27,000Not reported
Business Administration, Management and OperationsMaster's Degree$71,269Not availableNot reported
Business Administration, Management and OperationsBachelor's Degree$65,471$27,000Not reported
Mental and Social Health Services and Allied ProfessionsMaster's Degree$54,100Not availableNot reported
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$52,329$27,000Not reported
Health Services/Allied Health/Health Sciences, GeneralBachelor's Degree$51,684$27,000Not reported
Communication and Media StudiesBachelor's Degree$50,626$27,000Not reported
Education, GeneralBachelor's Degree$46,402$27,000Not reported
Psychology, GeneralBachelor's Degree$39,600$27,000Not reported
Biology, GeneralBachelor's DegreeNot available$27,000Not reported
CriminologyBachelor's DegreeNot available$27,000Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.