10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$302,320at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Hazard Community and Technical College
⌖ Hazard, KY · 8 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$302,320 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−158%Modeled 10-year ROI
$33,950Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Southern Association of Colleges and Schools Commission on Colleges
- Main award level
- Certificates
- Campus setting
- Town
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$2,955Average net price / year
$12,520Cost of attendance
$10,125Median federal student debt · completer borrowers
$107/moPublished 10-year payment estimate
$33,950Median earnings · year 5 after completion
47.6%Completion rate
Not availableAdmission rate
1,506Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$31,384Year 1
$45,683Year 4
$33,950Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$70,0572Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$57,5333Ground Transportation · Undergraduate Certificate or Diploma$53,1514Health and Medical Administrative Services · Undergraduate Certificate or Diploma$42,3995Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$41,0466Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$33,678Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Health and Medical Administrative ServicesUndergraduate Certificate or Diploma · $42,399 reported+20%vs same-degree national median$14,667federal debt2Ground TransportationUndergraduate Certificate or Diploma · $53,151 reported+2%vs same-degree national median$7,473federal debt3Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $41,046 reported-7%vs same-degree national median$10,442federal debt4Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree · $57,533 reported-12%vs same-degree national median$9,367federal debt5Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $70,057 reported-13%vs same-degree national median$17,750federal debt6Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma · $33,678 reported-40%vs same-degree national median$7,051federal debt
Comparable colleges in KY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Cumberland, KY
Southeast Kentucky Community & Technical College
- Annual net price
- $3,731
- Observed earnings · year 5
- $36,488
- Modeled 10-year ROI
- -144%
Somerset Community College
- Annual net price
- $4,398
- Observed earnings · year 5
- $35,937
- Modeled 10-year ROI
- -146%
Maysville Community and Technical College
- Annual net price
- $4,605
- Observed earnings · year 5
- $36,196
- Modeled 10-year ROI
- -144%
Big Sandy Community and Technical College
- Annual net price
- $3,873
- Observed earnings · year 5
- $39,046
- Modeled 10-year ROI
- -130%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $70,057 | $17,750 | Not reported |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Associate's Degree | $57,533 | $9,367 | Not reported |
| Ground Transportation | Undergraduate Certificate or Diploma | $53,151 | $7,473 | 1 |
| Health and Medical Administrative Services | Undergraduate Certificate or Diploma | $42,399 | $14,667 | 52 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $41,046 | $10,442 | Not reported |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $33,678 | $7,051 | 8 |
| Human Services, General | Associate's Degree | Not available | $15,500 | Not reported |
| Health and Medical Administrative Services | Associate's Degree | Not available | $15,443 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.