Home›Colleges›Garrett College

Public · COLLEGE PAYOFF

Garrett College

⌖ McHenry, MD · 2 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$321,382 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−148%Modeled 10-year ROI

$34,553Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$321,382at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$216,9120

−$321,38210

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,144

Sticker price

Published out-of-state tuition$12,040

Sticker price

Average net price$9,228

Title IV student average

Cost of attendance$14,342

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$9,228Average net price / year

$14,342Cost of attendance

$10,750Median federal student debt · completer borrowers

$114/moPublished 10-year payment estimate

$34,553Median earnings · year 5 after completion

34.0%Completion rate

Not availableAdmission rate

411Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$7,387

$30–48k$7,231

$48–75k$10,686

$75–110k$12,624

$110k+$13,398

LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$34,553

Year 6$28,920

Year 10$35,823

Full-time retention: 50.2%
Part-time retention: 33.3%
Completion within 200% of normal time: 33.1%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

28thEarnings percentile

17thCompletion percentile

WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$36,087Median year-4 earnings across reportable program categories

$13,352Median federal debt across categories that report debt

0%Of earnings-reporting categories above their same-field national benchmark

EARNINGS PATH

Reported earnings over time

$17,189Year 1

$37,793Year 4

$34,553Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Wildlife and Wildlands Science and Management · Associate's Degree$37,139 2Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$36,087

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Cumberland, MD

Allegany College of Maryland

Annual net price: $8,819
Observed earnings · year 5: $41,643
Modeled 10-year ROI: -116%

Open college profile →Salisbury, MD

Wor-Wic Community College

Annual net price: $9,360
Observed earnings · year 5: $49,536
Modeled 10-year ROI: -79%

Open college profile →Hagerstown, MD

Hagerstown Community College

Annual net price: $6,835
Observed earnings · year 5: $48,599
Modeled 10-year ROI: -83%

Open college profile →Wye Mills, MD

Chesapeake College

Annual net price: $5,106
Observed earnings · year 5: $48,608
Modeled 10-year ROI: -82%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Wildlife and Wildlands Science and Management	Associate's Degree	$37,139	Not available
Liberal Arts and Sciences, General Studies and Humanities	Associate's Degree	$36,087	$13,352

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.