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Allegany College of Maryland

⌖ Cumberland, MD · 16 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$248,846 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

—Modeled economic break-even

−116%Modeled 10-year ROI

$41,643Observed earnings · year 5

Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$248,846at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$215,2760

−$248,84610

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,938

Sticker price

Published out-of-state tuition$12,618

Sticker price

Average net price$8,819

Title IV student average

Cost of attendance$16,170

Tuition + living budget

OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$8,819Average net price / year

$16,170Cost of attendance

$13,702Median federal student debt · completer borrowers

$145/moPublished 10-year payment estimate

$41,643Median earnings · year 5 after completion

39.6%Completion rate

Not availableAdmission rate

1,831Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$7,807

$30–48k$8,826

$48–75k$9,654

$75–110k$11,982

$110k+$11,948

LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$41,643

Year 6$33,534

Year 10$38,476

Full-time retention: 66.1%
Part-time retention: 60.9%
Completion within 200% of normal time: 49.7%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

41thEarnings percentile

24thCompletion percentile

WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$40,834Median year-4 earnings across reportable program categories

$18,357Median federal debt across categories that report debt

20%Of earnings-reporting categories above their same-field national benchmark

EARNINGS PATH

Reported earnings over time

$42,411Year 1

$47,031Year 4

$41,643Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

McHenry, MD

Garrett College

Annual net price: $9,228
Observed earnings · year 5: $34,553
Modeled 10-year ROI: -148%

Open college profile →Salisbury, MD

Wor-Wic Community College

Annual net price: $9,360
Observed earnings · year 5: $49,536
Modeled 10-year ROI: -79%

Open college profile →Hagerstown, MD

Hagerstown Community College

Annual net price: $6,835
Observed earnings · year 5: $48,599
Modeled 10-year ROI: -83%

Open college profile →Wye Mills, MD

Chesapeake College

Annual net price: $5,106
Observed earnings · year 5: $48,608
Modeled 10-year ROI: -82%

Open college profile →

ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing	Associate's Degree	$77,757	$24,000
Dental Support Services and Allied Professions	Associate's Degree	$67,669	Not available
Allied Health Diagnostic, Intervention, and Treatment Professions	Associate's Degree	$61,004	$21,250
Management Information Systems and Services	Associate's Degree	$50,373	Not available
Business/Commerce, General	Associate's Degree	$47,539	Not available
Education, General	Associate's Degree	$46,605	Not available
Liberal Arts and Sciences, General Studies and Humanities	Associate's Degree	$42,083	$15,000
Criminal Justice and Corrections	Associate's Degree	$40,834	Not available
Practical Nursing, Vocational Nursing and Nursing Assistants	Undergraduate Certificate or Diploma	$39,921	$16,250
Allied Health and Medical Assisting Services	Associate's Degree	$38,763	$18,357
Health and Medical Administrative Services	Undergraduate Certificate or Diploma	$35,975	Not available
Health Professions and Related Clinical Sciences, Other	Undergraduate Certificate or Diploma	$35,907	Not available
Engineering/Engineering-Related Technologies/Technicians, Other	Associate's Degree	$35,703	$20,406
Liberal Arts and Sciences, General Studies and Humanities	Non-Credential Program (Preparatory Coursework/Teacher Certification)	$29,822	Not available
Communications Technologies/Technicians	Associate's Degree	$29,787	Not available
Business Administration, Management and Operations	Associate's Degree	Not available	$16,500

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.