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Frostburg State University

⌖ Frostburg, MD · 28 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$141,340 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

23.4 yrsModeled economic break-even
−57%Modeled 10-year ROI
$55,552Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$141,340at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$246,8600
2
4
6
8
−$141,34010
Years after graduationBreak-even: 23.4 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$10,220
Sticker price
Published out-of-state tuition$25,814
Sticker price
Average net price$16,715
Title IV student average
Cost of attendance$27,056
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$16,715Average net price / year
$27,056Cost of attendance
$55,552Median earnings · year 5 after completion
49.7%Completion rate
89.2%Admission rate
2,909Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

73thEarnings percentile
36thCompletion percentile
EARNINGS PATH

Reported earnings over time

$43,388Year 1
$58,511Year 4
$55,552Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$106,0322Engineering, General · Bachelor's Degree$99,6713Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$86,3314Computer/Information Technology Administration and Management · Bachelor's Degree$85,5215Computer Science · Bachelor's Degree$83,9906Computer and Information Sciences, General · Bachelor's Degree$70,1447Information Science/Studies · Bachelor's Degree$69,6808Accounting and Related Services · Bachelor's Degree$67,484

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Arnold, MD

Anne Arundel Community College

Annual net price
$14,915
Observed earnings · year 5
$56,144
Modeled 10-year ROI
-54%
Open college profile →St. Mary's City, MD

St. Mary's College of Maryland

Annual net price
$18,441
Observed earnings · year 5
$56,385
Modeled 10-year ROI
-55%
Open college profile →Baltimore, MD

Baltimore City Community College

Annual net price
$15,987
Observed earnings · year 5
$51,136
Modeled 10-year ROI
-75%
Open college profile →Baltimore, MD

Morgan State University

Annual net price
$14,985
Observed earnings · year 5
$59,150
Modeled 10-year ROI
-41%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsMaster's Degree$106,032Not available
Engineering, GeneralBachelor's Degree$99,671$23,750
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$86,331$22,750
Computer/Information Technology Administration and ManagementBachelor's Degree$85,521Not available
Computer ScienceBachelor's Degree$83,990$21,500
Computer and Information Sciences, GeneralBachelor's Degree$70,144$30,750
Information Science/StudiesBachelor's Degree$69,680Not available
Accounting and Related ServicesBachelor's Degree$67,484$27,000
Education, GeneralMaster's Degree$63,223Not available
Health/Medical Preparatory ProgramsBachelor's Degree$62,767$24,875
Business Administration, Management and OperationsBachelor's Degree$61,002$26,000
Political Science and GovernmentBachelor's Degree$57,770$25,000
Criminal Justice and CorrectionsBachelor's Degree$56,668$25,000
Biology, GeneralBachelor's Degree$55,718$24,309
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$55,430Not available
SociologyBachelor's Degree$54,197$27,000
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$53,934$28,750
Parks, Recreation, and Leisure Facilities ManagementBachelor's Degree$52,488$25,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$51,478$26,000
Social WorkBachelor's Degree$50,376$26,000
Psychology, GeneralBachelor's Degree$50,210$24,904
Communication and Media StudiesBachelor's Degree$48,762$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$46,862$26,875
English Language and Literature, GeneralBachelor's Degree$46,612Not available
MusicBachelor's Degree$46,546Not available
Fine and Studio ArtsBachelor's Degree$45,220$24,834
Zoology/Animal BiologyBachelor's Degree$43,434$19,500
Drama/Theatre Arts and StagecraftBachelor's Degree$29,679Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.