Public · COLLEGE PAYOFF

Anne Arundel Community College

Arnold, MD · 10 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$128,220 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

21.5 yrsModeled economic break-even
−54%Modeled 10-year ROI
$56,144Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$128,220at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$239,6600
2
4
6
8
−$128,22010
Years after graduationBreak-even: 21.5 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,322
Sticker price
Published out-of-state tuition$11,522
Sticker price
Average net price$14,915
Title IV student average
Cost of attendance$19,841
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$14,915Average net price / year
$19,841Cost of attendance
$8,250Median federal student debt · completer borrowers
$87/moPublished 10-year payment estimate
$56,144Median earnings · year 5 after completion
31.4%Completion rate
Not availableAdmission rate
8,997Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$12,789
$30–48k$14,003
$48–75k$15,170
$75–110k$17,116
$110k+$18,358
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$56,144
Year 6$38,890
Year 10$46,219
Full-time retention
69.1%
Part-time retention
50.2%
Completion within 200% of normal time
31.2%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

74thEarnings percentile
13thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$62,942Median year-4 earnings across reportable program categories
$11,832Median federal debt across categories that report debt
80%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$38,078Year 1
$55,889Year 4
$56,144Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$131,6052Engineering, General · Associate's Degree$82,1613Computer/Information Technology Administration and Management · Undergraduate Certificate or Diploma$72,4884Business Administration, Management and Operations · Associate's Degree$67,6755Business Administration, Management and Operations · Undergraduate Certificate or Diploma$63,2536Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$62,9427Teacher Education and Professional Development, Specific Levels and Methods · Associate's Degree$53,9848Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$48,089

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Frostburg, MD

Frostburg State University

Annual net price
$16,715
Observed earnings · year 5
$55,552
Modeled 10-year ROI
-57%
Open college profile →
Baltimore, MD

Morgan State University

Annual net price
$14,985
Observed earnings · year 5
$59,150
Modeled 10-year ROI
-41%
Open college profile →
St. Mary's City, MD

St. Mary's College of Maryland

Annual net price
$18,441
Observed earnings · year 5
$56,385
Modeled 10-year ROI
-55%
Open college profile →
Baltimore, MD

Coppin State University

Annual net price
$9,977
Observed earnings · year 5
$55,337
Modeled 10-year ROI
-53%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$131,605$23,125
Engineering, GeneralAssociate's Degree$82,161Not available
Computer/Information Technology Administration and ManagementUndergraduate Certificate or Diploma$72,488$16,926
Business Administration, Management and OperationsAssociate's Degree$67,675$9,050
Business Administration, Management and OperationsUndergraduate Certificate or Diploma$63,253$13,250
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$62,942Not available
Teacher Education and Professional Development, Specific Levels and MethodsAssociate's Degree$53,984Not available
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$48,089$9,500
Health and Medical Administrative ServicesUndergraduate Certificate or Diploma$42,525Not available
Mental and Social Health Services and Allied ProfessionsUndergraduate Certificate or Diploma$38,583$11,832

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.