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Private for-profit · COLLEGE PAYOFF

Estelle Medical Academy

⌖ Skokie, IL · 1 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$412,412 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

—Modeled economic break-even

−192%Modeled 10-year ROI

$25,210Observed earnings · year 5

Not reachedMaximum annual price for positive 10-year payoff

Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it

ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation

−$412,412at year 10

Net gainInvestment not yet recovered

NET GAIN$0UNRECOVERED

−$214,5120

−$412,41210

FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$9,180

Sticker price

Published out-of-state tuition$9,180

Sticker price

Average net price$8,628

Title IV student average

Cost of attendance$12,400

Tuition + living budget

COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor: Accrediting Bureau of Health Education Schools
Main award level: Certificates
Campus setting: City
Admissions: Open admission
Delivery: Campus or mixed delivery
Federal designation: No special designation reported

Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.

OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$8,628Average net price / year

$12,400Cost of attendance

$5,657Median federal student debt · completer borrowers

$60/moPublished 10-year payment estimate

$25,210Median earnings · year 5 after completion

86.2%Completion rate

Not availableAdmission rate

66Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$8,628

$30–48kNot available

$48–75kNot available

$75–110kNot available

$110k+Not available

LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$25,210

Year 6$24,165

Year 10$24,290

Full-time retention: Not available
Part-time retention: Not available
Completion within 200% of normal time: 98.3%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

15thEarnings percentile

88thCompletion percentile

WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$28,337Median year-4 earnings across reportable program categories

$5,272Median federal debt across categories that report debt

0%Of earnings-reporting categories above their same-field national benchmark

EARNINGS PATH

Reported earnings over time

$18,609Year 1

$28,267Year 4

$25,210Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Somatic Bodywork and Related Therapeutic Services · Undergraduate Certificate or Diploma$28,337

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.

1Somatic Bodywork and Related Therapeutic ServicesUndergraduate Certificate or Diploma · $28,337 reported-4%vs same-degree national median$5,272federal debt

BUILD A REAL SHORTLIST

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Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

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Modeled 10-year ROI: -199%

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Observed earnings · year 5: $24,540
Modeled 10-year ROI: -193%

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Annual net price: $10,866
Observed earnings · year 5: $26,244
Modeled 10-year ROI: -184%

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Oehrlein School of Cosmetology

Annual net price: $11,671
Observed earnings · year 5: $25,556
Modeled 10-year ROI: -186%

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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal field	Credential	Earnings, year 4	Federal debt	2023–24 awards
Somatic Bodywork and Related Therapeutic Services	Undergraduate Certificate or Diploma	$28,337	$5,272	Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.