Private nonprofit · COLLEGE PAYOFF

Defiance College

Defiance, OH · 7 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$267,258 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

157.7 yrsModeled economic break-even
−94%Modeled 10-year ROI
$46,809Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$267,258at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$285,3480
2
4
6
8
−$267,25810
Years after graduationBreak-even: 157.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$29,320
Sticker price
Published out-of-state tuition$29,320
Sticker price
Average net price$26,337
Title IV student average
Cost of attendance$53,667
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Bachelor’s degrees
Campus setting
Town
Admissions
Selective admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$26,337Average net price / year
$53,667Cost of attendance
$26,813Median federal student debt · completer borrowers
$284/moPublished 10-year payment estimate
$46,809Median earnings · year 5 after completion
30.6%Completion rate
47.5%Admission rate
499Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$27,196
$30–48k$26,105
$48–75k$25,884
$75–110k$24,554
$110k+$26,637
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$46,809
Year 6$39,303
Year 10$49,351
Full-time retention
55.6%
Part-time retention
0.0%
Completion within 200% of normal time
42.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

54thEarnings percentile
12thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$46,536Median year-4 earnings across reportable program categories
$27,000Median federal debt across categories that report debt
0%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$33,634Year 1
$46,468Year 4
$46,809Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Criminal Justice and Corrections · Bachelor's Degree$54,6332Business Administration, Management and Operations · Master's Degree$54,6123Social Work · Bachelor's Degree$50,7454Business/Commerce, General · Bachelor's Degree$46,5365Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$39,9806Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$39,194

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in OH

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Steubenville, OH

Franciscan University of Steubenville

Annual net price
$23,589
Observed earnings · year 5
$49,632
Modeled 10-year ROI
-83%
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Wooster, OH

The College of Wooster

Annual net price
$23,458
Observed earnings · year 5
$50,255
Modeled 10-year ROI
-81%
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Wilmington, OH

Wilmington College

Annual net price
$24,153
Observed earnings · year 5
$50,978
Modeled 10-year ROI
-78%
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Mount Vernon, OH

Mount Vernon Nazarene University

Annual net price
$22,421
Observed earnings · year 5
$49,869
Modeled 10-year ROI
-82%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Criminal Justice and CorrectionsBachelor's Degree$54,633Not availableNot reported
Business Administration, Management and OperationsMaster's Degree$54,612Not availableNot reported
Social WorkBachelor's Degree$50,745$27,000Not reported
Business/Commerce, GeneralBachelor's Degree$46,536$27,000Not reported
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$39,980$27,000Not reported
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$39,194$29,000Not reported
Special Education and TeachingBachelor's DegreeNot available$28,500Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.