Public · COLLEGE PAYOFF

Columbia-Greene Community College

Hudson, NY · 4 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$221,476 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−107%Modeled 10-year ROI
$43,476Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$221,476at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$206,2360
2
4
6
8
−$221,47610
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$6,048
Sticker price
Published out-of-state tuition$11,448
Sticker price
Average net price$6,559
Title IV student average
Cost of attendance$14,261
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Middle States Commission on Higher Education
Main award level
Associate degrees
Campus setting
Rural
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$6,559Average net price / year
$14,261Cost of attendance
$12,000Median federal student debt · completer borrowers
$127/moPublished 10-year payment estimate
$43,476Median earnings · year 5 after completion
46.3%Completion rate
Not availableAdmission rate
876Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$4,979
$30–48k$4,173
$48–75k$8,800
$75–110k$10,637
$110k+$13,103
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$43,476
Year 6$35,538
Year 10$44,441
Full-time retention
63.1%
Part-time retention
56.3%
Completion within 200% of normal time
38.5%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

45thEarnings percentile
32thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$45,243Median year-4 earnings across reportable program categories
$11,000Median federal debt across categories that report debt
75%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$39,373Year 1
$51,620Year 4
$43,476Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$88,8572Vehicle Maintenance and Repair Technologies/Technicians · Associate's Degree$59,3183Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$45,2434Criminal Justice and Corrections · Associate's Degree$44,128

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree · $88,857 reported+10%vs same-degree national median$27,337federal debt2Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $45,243 reported+3%vs same-degree national median$11,000federal debt3Vehicle Maintenance and Repair Technologies/TechniciansAssociate's Degree · $59,318 reported+2%vs same-degree national medianNot availablefederal debt4Criminal Justice and CorrectionsAssociate's Degree · $44,128 reported-6%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Long Island City, NY

CUNY LaGuardia Community College

Annual net price
$6,120
Observed earnings · year 5
$43,959
Modeled 10-year ROI
-105%
Open college profile →
Johnstown, NY

Fulton-Montgomery Community College

Annual net price
$6,696
Observed earnings · year 5
$44,675
Modeled 10-year ROI
-102%
Open college profile →
Sanborn, NY

Niagara County Community College

Annual net price
$6,876
Observed earnings · year 5
$42,217
Modeled 10-year ROI
-113%
Open college profile →
Corning, NY

SUNY Corning Community College

Annual net price
$7,373
Observed earnings · year 5
$44,250
Modeled 10-year ROI
-104%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$88,857$27,337Not reported
Vehicle Maintenance and Repair Technologies/TechniciansAssociate's Degree$59,318Not availableNot reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$45,243$11,000Not reported
Criminal Justice and CorrectionsAssociate's Degree$44,128Not availableNot reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.