Public · COLLEGE PAYOFF

City Colleges of Chicago-Olive-Harvey College

Chicago, IL · 3 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$333,902 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−154%Modeled 10-year ROI
$33,225Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$333,902at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$216,1520
2
4
6
8
−$333,90210
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$4,590
Sticker price
Published out-of-state tuition$15,150
Sticker price
Average net price$9,038
Title IV student average
Cost of attendance$16,126
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Higher Learning Commission
Main award level
Certificates
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$9,038Average net price / year
$16,126Cost of attendance
$7,646Median federal student debt · completer borrowers
$81/moPublished 10-year payment estimate
$33,225Median earnings · year 5 after completion
21.2%Completion rate
Not availableAdmission rate
1,661Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$8,527
$30–48k$7,373
$48–75k$10,607
$75–110k$14,177
$110k+$10,119
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$33,225
Year 6$23,378
Year 10$31,114
Full-time retention
44.4%
Part-time retention
39.7%
Completion within 200% of normal time
20.7%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

26thEarnings percentile
5thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$45,238Median year-4 earnings across reportable program categories
$9,500Median federal debt across categories that report debt
33%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$25,957Year 1
$45,174Year 4
$33,225Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Biological and Physical Sciences · Associate's Degree$47,3662Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$45,2383Ground Transportation · Undergraduate Certificate or Diploma$44,197

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.

1Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree · $45,238 reported+3%vs same-degree national median$9,500federal debt2Biological and Physical SciencesAssociate's Degree · $47,366 reported-6%vs same-degree national median$5,500federal debt3Ground TransportationUndergraduate Certificate or Diploma · $44,197 reported-15%vs same-degree national median$10,434federal debt
BUILD A REAL SHORTLIST

Comparable colleges in IL

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Chicago, IL

City Colleges of Chicago-Kennedy-King College

Annual net price
$9,494
Observed earnings · year 5
$32,665
Modeled 10-year ROI
-157%
Open college profile →
Ina, IL

Rend Lake College

Annual net price
$9,187
Observed earnings · year 5
$39,750
Modeled 10-year ROI
-124%
Open college profile →
Olney, IL

Illinois Eastern Community Colleges

Annual net price
$10,092
Observed earnings · year 5
$38,867
Modeled 10-year ROI
-128%
Open college profile →
Ullin, IL

Shawnee Community College

Annual net price
$4,162
Observed earnings · year 5
$35,984
Modeled 10-year ROI
-146%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Biological and Physical SciencesAssociate's Degree$47,366$5,500Not reported
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$45,238$9,500Not reported
Ground TransportationUndergraduate Certificate or Diploma$44,197$10,434Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.