Private for-profit · COLLEGE PAYOFF

Chattanooga College Medical Dental and & Technical Careers

Chattanooga, TN · 5 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$428,140 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−136%Modeled 10-year ROI
$33,636Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$428,140at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$314,5000
2
4
6
8
−$428,14010
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$12,709
Sticker price
Published out-of-state tuition$12,709
Sticker price
Average net price$33,625
Title IV student average
Cost of attendance$37,746
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Accrediting Commission of Career Schools and Colleges
Main award level
Certificates
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$33,625Average net price / year
$37,746Cost of attendance
$7,891Median federal student debt · completer borrowers
$84/moPublished 10-year payment estimate
$33,636Median earnings · year 5 after completion
12.0%Completion rate
Not availableAdmission rate
252Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$33,561
$30–48k$33,090
$48–75k$33,859
$75–110kNot available
$110k+$37,746
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$33,636
Year 6$28,876
Year 10$25,954
Full-time retention
31.4%
Part-time retention
Not available
Completion within 200% of normal time
Not available

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

27thEarnings percentile
1thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$26,745Median year-4 earnings across reportable program categories
$18,678Median federal debt across categories that report debt
50%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$27,239Year 1
$36,861Year 4
$33,636Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$58,5562Dental Support Services and Allied Professions · Associate's Degree$34,8413Cosmetology and Related Personal Grooming Services · Undergraduate Certificate or Diploma$26,7454Allied Health and Medical Assisting Services · Associate's Degree$26,471

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TN

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Nashville, TN

Fortis Institute-Nashville

Annual net price
$29,039
Observed earnings · year 5
$37,327
Modeled 10-year ROI
-126%
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Memphis, TN

Concorde Career College-Memphis

Annual net price
$24,563
Observed earnings · year 5
$31,990
Modeled 10-year ROI
-147%
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Nashville, TN

Nossi College of Art and Design

Annual net price
$24,044
Observed earnings · year 5
$35,606
Modeled 10-year ROI
-134%
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Chattanooga, TN

Miller-Motte College-Chattanooga

Annual net price
$23,958
Observed earnings · year 5
$31,123
Modeled 10-year ROI
-150%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Practical Nursing, Vocational Nursing and Nursing AssistantsUndergraduate Certificate or Diploma$58,556$20,029112
Dental Support Services and Allied ProfessionsAssociate's Degree$34,841$18,678Not reported
Cosmetology and Related Personal Grooming ServicesUndergraduate Certificate or Diploma$26,745$5,49922
Allied Health and Medical Assisting ServicesAssociate's Degree$26,471$21,019Not reported
Cosmetology and Related Personal Grooming ServicesAssociate's DegreeNot available$7,561Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.