Public · COLLEGE PAYOFF

Central Virginia Community College

Lynchburg, VA · 8 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$236,012 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

Modeled economic break-even
−114%Modeled 10-year ROI
$42,170Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$236,012at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$207,7120
2
4
6
8
−$236,01210
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$5,157
Sticker price
Published out-of-state tuition$11,595
Sticker price
Average net price$6,928
Title IV student average
Cost of attendance$12,829
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Southern Association of Colleges and Schools Commission on Colleges
Main award level
Certificates
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$6,928Average net price / year
$12,829Cost of attendance
$8,625Median federal student debt · completer borrowers
$91/moPublished 10-year payment estimate
$42,170Median earnings · year 5 after completion
44.6%Completion rate
Not availableAdmission rate
2,249Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$5,752
$30–48k$6,256
$48–75k$8,639
$75–110k$7,982
$110k+$12,434
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$42,170
Year 6$31,969
Year 10$36,627
Full-time retention
64.0%
Part-time retention
43.9%
Completion within 200% of normal time
50.7%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

42thEarnings percentile
30thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$49,943Median year-4 earnings across reportable program categories
$9,705Median federal debt across categories that report debt
43%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$35,672Year 1
$45,157Year 4
$42,170Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Precision Metal Working · Non-Credential Program (Preparatory Coursework/Teacher Certification)$66,4072Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$60,6023Precision Metal Working · Undergraduate Certificate or Diploma$54,9984Mental and Social Health Services and Allied Professions · Undergraduate Certificate or Diploma$49,9435Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$48,0546Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$40,1877Liberal Arts and Sciences, General Studies and Humanities · Undergraduate Certificate or Diploma$38,549

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in VA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Dublin, VA

New River Community College

Annual net price
$6,279
Observed earnings · year 5
$41,467
Modeled 10-year ROI
-117%
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Norfolk, VA

Central School of Practical Nursing

Annual net price
$8,029
Observed earnings · year 5
$41,749
Modeled 10-year ROI
-115%
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Abingdon, VA

Virginia Highlands Community College

Annual net price
$5,375
Observed earnings · year 5
$41,092
Modeled 10-year ROI
-119%
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Hampton, VA

Virginia Peninsula Community College

Annual net price
$7,012
Observed earnings · year 5
$45,239
Modeled 10-year ROI
-99%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Precision Metal WorkingNon-Credential Program (Preparatory Coursework/Teacher Certification)$66,407Not availableNot reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$60,602$8,479Not reported
Precision Metal WorkingUndergraduate Certificate or Diploma$54,998$8,62550
Mental and Social Health Services and Allied ProfessionsUndergraduate Certificate or Diploma$49,943$11,961Not reported
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$48,054$15,85927
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$40,187$9,811Not reported
Liberal Arts and Sciences, General Studies and HumanitiesUndergraduate Certificate or Diploma$38,549$9,705645
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingUndergraduate Certificate or DiplomaNot available$8,250Not reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.