Public · COLLEGE PAYOFF

Cabrillo College

Aptos, CA · 21 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$169,222 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

32.8 yrsModeled economic break-even
−70%Modeled 10-year ROI
$52,415Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$169,222at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$243,3720
2
4
6
8
−$169,22210
Years after graduationBreak-even: 32.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$1,270
Sticker price
Published out-of-state tuition$9,862
Sticker price
Average net price$15,843
Title IV student average
Cost of attendance$24,966
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Western Association of Schools and Colleges Accrediting Commission for Community and Junior Colleges
Main award level
Associate degrees
Campus setting
Suburban
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$15,843Average net price / year
$24,966Cost of attendance
$14,380Median federal student debt · completer borrowers
$152/moPublished 10-year payment estimate
$52,415Median earnings · year 5 after completion
38.0%Completion rate
Not availableAdmission rate
8,002Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$14,656
$30–48k$14,911
$48–75k$17,780
$75–110k$19,252
$110k+Not available
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$52,415
Year 6$34,990
Year 10$44,114
Full-time retention
73.4%
Part-time retention
54.9%
Completion within 200% of normal time
45.4%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

67thEarnings percentile
22thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$50,226Median year-4 earnings across reportable program categories
$8,864Median federal debt across categories that report debt
71%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$41,541Year 1
$54,586Year 4
$52,415Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Undergraduate Certificate or Diploma$122,8302Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$113,2773Engineering, General · Undergraduate Certificate or Diploma$85,1444Dental Support Services and Allied Professions · Undergraduate Certificate or Diploma$84,2605Physics · Undergraduate Certificate or Diploma$80,7596Mathematics · Undergraduate Certificate or Diploma$78,4207Sports, Kinesiology, and Physical Education/Fitness · Undergraduate Certificate or Diploma$55,7198Business/Commerce, General · Undergraduate Certificate or Diploma$54,690

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.

1Dental Support Services and Allied ProfessionsUndergraduate Certificate or Diploma · $84,260 reported+150%vs same-degree national medianNot availablefederal debt2Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma · $113,277 reported+97%vs same-degree national medianNot availablefederal debt3Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingUndergraduate Certificate or Diploma · $122,830 reported+53%vs same-degree national median$15,000federal debt4Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $51,576 reported+50%vs same-degree national medianNot availablefederal debt5Sports, Kinesiology, and Physical Education/FitnessUndergraduate Certificate or Diploma · $55,719 reported+48%vs same-degree national median$8,864federal debt6Culinary Arts and Related ServicesUndergraduate Certificate or Diploma · $41,932 reported+37%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

San Jose, CA

San Jose City College

Annual net price
$16,959
Observed earnings · year 5
$50,594
Modeled 10-year ROI
-77%
Open college profile →
Bakersfield, CA

Bakersfield College

Annual net price
$14,621
Observed earnings · year 5
$50,635
Modeled 10-year ROI
-76%
Open college profile →
Oakland, CA

Laney College

Annual net price
$17,110
Observed earnings · year 5
$49,278
Modeled 10-year ROI
-83%
Open college profile →
Kentfield, CA

College of Marin

Annual net price
$12,351
Observed earnings · year 5
$54,326
Modeled 10-year ROI
-59%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingUndergraduate Certificate or Diploma$122,830$15,00047
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$113,277Not available16
Engineering, GeneralUndergraduate Certificate or Diploma$85,144Not available19
Dental Support Services and Allied ProfessionsUndergraduate Certificate or Diploma$84,260Not available0
PhysicsUndergraduate Certificate or Diploma$80,759Not available25
MathematicsUndergraduate Certificate or Diploma$78,420Not available34
Sports, Kinesiology, and Physical Education/FitnessUndergraduate Certificate or Diploma$55,719$8,864219
Business/Commerce, GeneralUndergraduate Certificate or Diploma$54,690Not available48
Communication and Media StudiesUndergraduate Certificate or Diploma$53,531Not available51
Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma$51,576Not available47
Liberal Arts and Sciences, General Studies and HumanitiesUndergraduate Certificate or Diploma$50,226$7,412732
Biology, GeneralUndergraduate Certificate or Diploma$49,098Not available30
Accounting and Related ServicesUndergraduate Certificate or Diploma$48,706Not available18
Building/Construction Finishing, Management, and InspectionUndergraduate Certificate or Diploma$47,930Not available19
Psychology, GeneralUndergraduate Certificate or Diploma$47,847Not available99
SociologyUndergraduate Certificate or Diploma$46,652Not available33
Human Services, GeneralUndergraduate Certificate or Diploma$44,052Not available10
Romance Languages, Literatures, and LinguisticsUndergraduate Certificate or Diploma$43,914Not available21
Criminal Justice and CorrectionsUndergraduate Certificate or Diploma$43,801Not available39
Culinary Arts and Related ServicesUndergraduate Certificate or Diploma$41,932Not available8
Human Development, Family Studies, and Related ServicesUndergraduate Certificate or Diploma$31,708Not available69

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.