Private nonprofit · COLLEGE PAYOFF

Boricua College

New York, NY · 4 reportable field-and-credential outcomes

10-year estimate · Negative payoff

−$219,530 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

With these assumptions, the added earnings do not recover the cost within ten years.

112.3 yrsModeled economic break-even
−91%Modeled 10-year ROI
$47,145Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
Includes direct price and earnings forgone while studying. Assumes $45,000 in alternative annual earnings and no wage growth. How we calculate it
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$219,530at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$240,9800
2
4
6
8
−$219,53010
Years after graduationBreak-even: 112.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$13,025
Sticker price
Published out-of-state tuition$13,025
Sticker price
Average net price$15,245
Title IV student average
Cost of attendance$24,213
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
COLLEGE AT A GLANCE

Institution details

Current federal characteristics describing the college—not the outcomes of a specific program.

Accreditor
Middle States Commission on Higher Education
Main award level
Bachelor’s degrees
Campus setting
City
Admissions
Open admission
Delivery
Campus or mixed delivery
Federal designation
No special designation reported
Sources: College Scorecard June 2026 release and IPEDS 2024 institutional characteristics.
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$15,245Average net price / year
$24,213Cost of attendance
$6,733Median federal student debt · completer borrowers
$71/moPublished 10-year payment estimate
$47,145Median earnings · year 5 after completion
80.6%Completion rate
Not availableAdmission rate
391Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$14,809
$30–48k$13,907
$48–75k$23,253
$75–110kNot available
$110k+Not available
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$47,145
Year 6$30,398
Year 10$35,348
Full-time retention
86.5%
Part-time retention
Not available
Completion within 200% of normal time
47.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

54thEarnings percentile
82thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$49,778Median year-4 earnings across reportable program categories
$10,334Median federal debt across categories that report debt
50%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$40,773Year 1
$50,662Year 4
$47,145Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$89,1282Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$55,9593Community Organization and Advocacy · Bachelor's Degree$49,7784Business Administration, Management and Operations · Bachelor's Degree$42,710

Observed year-4 earnings · compare like fields and credentials before deciding

Strongest relative outcomes

Programs that stand out against the same-degree benchmark

This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.

1Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree · $89,128 reported+49%vs same-degree national medianNot availablefederal debt2Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree · $55,959 reported+18%vs same-degree national median$10,334federal debt3Community Organization and AdvocacyBachelor's Degree · $49,778 reported-4%vs same-degree national median$10,650federal debt4Business Administration, Management and OperationsBachelor's Degree · $42,710 reported-37%vs same-degree national medianNot availablefederal debt
BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Long Island City, NY

Apex Technical School

Annual net price
$14,826
Observed earnings · year 5
$43,190
Modeled 10-year ROI
-108%
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Buffalo, NY

Villa Maria College

Annual net price
$13,494
Observed earnings · year 5
$43,596
Modeled 10-year ROI
-106%
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New York, NY

Gemological Institute of America-New York

Annual net price
$18,977
Observed earnings · year 5
$44,504
Modeled 10-year ROI
-102%
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Brooklyn, NY

EDP School

Annual net price
$16,787
Observed earnings · year 5
$41,901
Modeled 10-year ROI
-113%
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ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt2023–24 awards
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$89,128Not availableNot reported
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$55,959$10,334Not reported
Community Organization and AdvocacyBachelor's Degree$49,778$10,650Not reported
Business Administration, Management and OperationsBachelor's Degree$42,710Not availableNot reported

Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.