10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$153,106at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Bloomfield College of Montclair State University
⌖ Bloomfield, NJ · 17 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$153,106 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
21.0 yrsModeled economic break-even
−52%Modeled 10-year ROI
$58,895Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$28,014Average net price / year
$42,035Cost of attendance
$58,895Median earnings · year 5 after completion
38.1%Completion rate
69.7%Admission rate
781Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$37,430Year 1
$61,351Year 4
$58,895Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$109,1672Accounting and Related Services · Bachelor's Degree$84,9063Computer and Information Sciences, General · Bachelor's Degree$79,6924Special Education and Teaching · Master's Degree$75,6575Chemistry · Bachelor's Degree$74,4016Business Administration, Management and Operations · Bachelor's Degree$68,2357Biology, General · Bachelor's Degree$67,5418Education, General · Master's Degree$65,095Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NJ
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Glassboro, NJ
Rowan University
- Annual net price
- $22,408
- Observed earnings · year 5
- $61,303
- Modeled 10-year ROI
- -40%
Stockton University
- Annual net price
- $20,670
- Observed earnings · year 5
- $58,188
- Modeled 10-year ROI
- -50%
William Paterson University of New Jersey
- Annual net price
- $18,745
- Observed earnings · year 5
- $58,765
- Modeled 10-year ROI
- -46%
The College of New Jersey
- Annual net price
- $27,646
- Observed earnings · year 5
- $70,958
- Modeled 10-year ROI
- -11%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $109,167 | $27,031 |
| Accounting and Related Services | Bachelor's Degree | $84,906 | $20,500 |
| Computer and Information Sciences, General | Bachelor's Degree | $79,692 | $23,501 |
| Special Education and Teaching | Master's Degree | $75,657 | Not available |
| Chemistry | Bachelor's Degree | $74,401 | $23,600 |
| Business Administration, Management and Operations | Bachelor's Degree | $68,235 | $22,457 |
| Biology, General | Bachelor's Degree | $67,541 | $26,000 |
| Education, General | Master's Degree | $65,095 | Not available |
| Political Science and Government | Bachelor's Degree | $60,984 | $26,000 |
| Communication and Media Studies | Bachelor's Degree | $59,247 | $24,713 |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $58,236 | $25,000 |
| Journalism | Bachelor's Degree | $53,579 | $19,500 |
| History | Bachelor's Degree | $52,160 | $25,500 |
| Sociology | Bachelor's Degree | $52,053 | $25,000 |
| Psychology, General | Bachelor's Degree | $48,464 | $25,000 |
| English Language and Literature, General | Bachelor's Degree | $45,337 | $25,092 |
| Visual and Performing Arts, General | Bachelor's Degree | $41,156 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.