10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$403,016at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
American Institute-Somerset
⌖ Somerset, NJ · 5 reportable field-and-credential outcomes
10-year estimate · Negative payoff
−$403,016 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
With these assumptions, the added earnings do not recover the cost within ten years.
—Modeled economic break-even
−154%Modeled 10-year ROI
$30,884Observed earnings · year 5
Not reachedMaximum annual price for positive 10-year payoff
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
COLLEGE AT A GLANCE
Institution details
Current federal characteristics describing the college—not the outcomes of a specific program.
- Accreditor
- Accrediting Bureau of Health Education Schools
- Main award level
- Certificates
- Campus setting
- Suburban
- Admissions
- Open admission
- Delivery
- Campus or mixed delivery
- Federal designation
- No special designation reported
Cost, debt, completion and earnings context
$20,464Average net price / year
$25,193Cost of attendance
$11,979Median federal student debt · completer borrowers
$127/moPublished 10-year payment estimate
$30,884Median earnings · year 5 after completion
55.6%Completion rate
Not availableAdmission rate
364Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$25,067Year 1
$36,918Year 4
$30,884Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$68,4242Dental Support Services and Allied Professions · Undergraduate Certificate or Diploma$37,0773Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$36,0704Business Operations Support and Assistant Services · Undergraduate Certificate or Diploma$32,2775Somatic Bodywork and Related Therapeutic Services · Undergraduate Certificate or Diploma$30,367Observed year-4 earnings · compare like fields and credentials before deciding
Programs that stand out against the same-degree benchmark
This view rewards performance relative to the same field and credential—not simply majors that pay more everywhere.
1Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma · $68,424 reported+19%vs same-degree national median$42,849federal debt2Dental Support Services and Allied ProfessionsUndergraduate Certificate or Diploma · $37,077 reported+10%vs same-degree national median$11,471federal debt3Allied Health and Medical Assisting ServicesUndergraduate Certificate or Diploma · $36,070 reported+5%vs same-degree national median$12,182federal debt4Somatic Bodywork and Related Therapeutic ServicesUndergraduate Certificate or Diploma · $30,367 reported+2%vs same-degree national median$8,496federal debt5Business Operations Support and Assistant ServicesUndergraduate Certificate or Diploma · $32,277 reported-1%vs same-degree national median$8,541federal debt
Comparable colleges in NJ
Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
CLIFTON, NJ
American Institute-Clifton
- Annual net price
- $20,371
- Observed earnings · year 5
- $30,884
- Modeled 10-year ROI
- -154%
American Institute-Toms River
- Annual net price
- $19,781
- Observed earnings · year 5
- $30,884
- Modeled 10-year ROI
- -154%
American Institute-Cherry Hill
- Annual net price
- $21,458
- Observed earnings · year 5
- $30,884
- Modeled 10-year ROI
- -153%
Artistic Academy of Hair Design
- Annual net price
- $19,085
- Observed earnings · year 5
- $30,444
- Modeled 10-year ROI
- -157%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt | 2023–24 awards |
|---|---|---|---|---|
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $68,424 | $42,849 | Not reported |
| Dental Support Services and Allied Professions | Undergraduate Certificate or Diploma | $37,077 | $11,471 | 15 |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $36,070 | $12,182 | 85 |
| Business Operations Support and Assistant Services | Undergraduate Certificate or Diploma | $32,277 | $8,541 | Not reported |
| Somatic Bodywork and Related Therapeutic Services | Undergraduate Certificate or Diploma | $30,367 | $8,496 | Not reported |
Awards use first-major IPEDS completions aggregated to the same four-digit field and credential.
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.