10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$141,926at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Whitworth University
⌖ Spokane, WA · 28 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$141,926 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
19.8 yrsModeled economic break-even
−50%Modeled 10-year ROI
$59,421Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$26,534Average net price / year
$68,516Cost of attendance
$59,421Median earnings · year 5 after completion
70.9%Completion rate
89.8%Admission rate
1,858Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$40,434Year 1
$61,291Year 4
$59,421Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Physics · Bachelor's Degree$99,8422Computer Science · Bachelor's Degree$87,8973Business Administration, Management and Operations · Master's Degree$83,1914Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$82,9805Education, General · Master's Degree$78,3576Business Administration, Management and Operations · Bachelor's Degree$75,0387Mathematics · Bachelor's Degree$73,0978Accounting and Related Services · Bachelor's Degree$71,562Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in WA
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Lacey, WA
Saint Martin's University
- Annual net price
- $28,119
- Observed earnings · year 5
- $65,190
- Modeled 10-year ROI
- -31%
Whitman College
- Annual net price
- $33,313
- Observed earnings · year 5
- $58,399
- Modeled 10-year ROI
- -57%
Perry Technical Institute
- Annual net price
- $20,047
- Observed earnings · year 5
- $61,859
- Modeled 10-year ROI
- -35%
Northwest University
- Annual net price
- $22,288
- Observed earnings · year 5
- $64,391
- Modeled 10-year ROI
- -28%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Physics | Bachelor's Degree | $99,842 | $23,250 |
| Computer Science | Bachelor's Degree | $87,897 | $27,000 |
| Business Administration, Management and Operations | Master's Degree | $83,191 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $82,980 | $24,950 |
| Education, General | Master's Degree | $78,357 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $75,038 | $29,124 |
| Mathematics | Bachelor's Degree | $73,097 | $27,000 |
| Accounting and Related Services | Bachelor's Degree | $71,562 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $67,773 | Not available |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Bachelor's Degree | $65,600 | Not available |
| Special Education and Teaching | Master's Degree | $64,904 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $60,010 | $27,000 |
| Marketing | Bachelor's Degree | $59,781 | $26,610 |
| Sociology | Bachelor's Degree | $57,755 | $26,873 |
| Romance Languages, Literatures, and Linguistics | Bachelor's Degree | $56,795 | $26,000 |
| Communication and Media Studies | Bachelor's Degree | $56,304 | $21,500 |
| Liberal Arts and Sciences, General Studies and Humanities | Bachelor's Degree | $55,846 | $36,988 |
| Mental and Social Health Services and Allied Professions | Master's Degree | $55,635 | Not available |
| Biological and Physical Sciences | Bachelor's Degree | $55,534 | $25,990 |
| Psychology, General | Bachelor's Degree | $51,288 | $25,062 |
| Religion/Religious Studies | Bachelor's Degree | $48,483 | $25,000 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $48,006 | $25,000 |
| English Language and Literature, General | Bachelor's Degree | $47,699 | $24,642 |
| Biology, General | Bachelor's Degree | Not available | $22,500 |
| Chemistry | Bachelor's Degree | Not available | $26,000 |
| Political Science and Government | Bachelor's Degree | Not available | $22,624 |
| Music | Bachelor's Degree | Not available | $26,000 |
| History | Bachelor's Degree | Not available | $27,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.