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Private nonprofit · COLLEGE PAYOFF

Upper Iowa University

⌖ Fayette, IA · 30 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$157,628 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

24.9 yrsModeled economic break-even
−60%Modeled 10-year ROI
$55,614Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$157,628at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$263,7680
2
4
6
8
−$157,62810
Years after graduationBreak-even: 24.9 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$19,475
Sticker price
Published out-of-state tuition$19,475
Sticker price
Average net price$20,942
Title IV student average
Cost of attendance$34,022
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$20,942Average net price / year
$34,022Cost of attendance
$55,614Median earnings · year 5 after completion
33.9%Completion rate
96.5%Admission rate
1,994Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

73thEarnings percentile
17thCompletion percentile
EARNINGS PATH

Reported earnings over time

$50,687Year 1
$58,837Year 4
$55,614Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$94,0262Finance and Financial Management Services · Master's Degree$82,8393Accounting and Related Services · Master's Degree$80,3144Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$76,3455Public Administration · Master's Degree$70,9246Public Administration · Bachelor's Degree$70,3747Human Resources Management and Services · Master's Degree$69,9868Health and Medical Administrative Services · Bachelor's Degree$66,931

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in IA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Dubuque, IA

Loras College

Annual net price
$20,716
Observed earnings · year 5
$55,200
Modeled 10-year ROI
-61%
Open college profile →Des Moines, IA

Grand View University

Annual net price
$21,774
Observed earnings · year 5
$56,005
Modeled 10-year ROI
-59%
Open college profile →Indianola, IA

Simpson College

Annual net price
$21,936
Observed earnings · year 5
$54,998
Modeled 10-year ROI
-63%
Open college profile →Cedar Rapids, IA

Coe College

Annual net price
$18,745
Observed earnings · year 5
$54,517
Modeled 10-year ROI
-63%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsMaster's Degree$94,026Not available
Finance and Financial Management ServicesMaster's Degree$82,839Not available
Accounting and Related ServicesMaster's Degree$80,314Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$76,345$35,004
Public AdministrationMaster's Degree$70,924Not available
Public AdministrationBachelor's Degree$70,374$31,000
Human Resources Management and ServicesMaster's Degree$69,986Not available
Health and Medical Administrative ServicesBachelor's Degree$66,931$46,649
Business Administration, Management and OperationsBachelor's Degree$65,858$34,453
Human Resources Management and ServicesBachelor's Degree$64,706$41,006
Biology, GeneralBachelor's Degree$64,110$27,000
Finance and Financial Management ServicesBachelor's Degree$63,736$26,000
Accounting and Related ServicesBachelor's Degree$63,645$37,608
Clinical, Counseling and Applied PsychologyMaster's Degree$61,526Not available
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$58,558Not available
Social Sciences, GeneralBachelor's Degree$57,430$25,805
Educational Administration and SupervisionMaster's Degree$57,197Not available
CriminologyBachelor's Degree$56,767$43,447
Business Administration, Management and OperationsAssociate's Degree$56,511$36,875
MarketingBachelor's Degree$54,858$31,000
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$52,322$23,093
Psychology, GeneralBachelor's Degree$50,877$41,478
Special Education and TeachingBachelor's Degree$49,098$35,455
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$49,002$25,641
Human Services, GeneralBachelor's Degree$48,461$45,388
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$47,790$27,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$45,945$37,646
Natural Resources Conservation and ResearchBachelor's Degree$41,765$22,251
Design and Applied ArtsBachelor's Degree$41,109$39,780
Psychology, GeneralAssociate's DegreeNot available$35,710

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.