10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$26,250at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
University of St Thomas
⌖ Saint Paul, MN · 40 reportable field-and-credential outcomes
MODELED SCENARIO · Positive payoff
+$26,250 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.
9.2 yrsModeled economic break-even
+9%Modeled 10-year ROI
$77,287Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$29,155Average net price / year
$66,116Cost of attendance
$77,287Median earnings · year 5 after completion
76.4%Completion rate
85.4%Admission rate
6,245Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$56,242Year 1
$82,136Year 4
$77,287Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$149,4562Clinical, Counseling and Applied Psychology · Doctoral Degree$123,2353Computer Software and Media Applications · Master's Degree$119,5714Computer and Information Sciences, General · Master's Degree$118,8885Management Sciences and Quantitative Methods · Bachelor's Degree$108,1876Computer Science · Bachelor's Degree$107,9387Mechanical Engineering · Master's Degree$107,8078Electrical, Electronics, and Communications Engineering · Bachelor's Degree$93,981Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MN
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Duluth, MN
The College of Saint Scholastica
- Annual net price
- $27,846
- Observed earnings · year 5
- $72,324
- Modeled 10-year ROI
- -6%
Saint Johns University
- Annual net price
- $25,672
- Observed earnings · year 5
- $71,478
- Modeled 10-year ROI
- -6%
Carleton College
- Annual net price
- $25,407
- Observed earnings · year 5
- $70,192
- Modeled 10-year ROI
- -11%
Dunwoody College of Technology
- Annual net price
- $26,939
- Observed earnings · year 5
- $68,404
- Modeled 10-year ROI
- -19%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $149,456 | Not available |
| Clinical, Counseling and Applied Psychology | Doctoral Degree | $123,235 | Not available |
| Computer Software and Media Applications | Master's Degree | $119,571 | Not available |
| Computer and Information Sciences, General | Master's Degree | $118,888 | Not available |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $108,187 | $18,500 |
| Computer Science | Bachelor's Degree | $107,938 | $23,704 |
| Mechanical Engineering | Master's Degree | $107,807 | Not available |
| Electrical, Electronics, and Communications Engineering | Bachelor's Degree | $93,981 | $27,000 |
| Finance and Financial Management Services | Bachelor's Degree | $93,720 | $26,250 |
| Mechanical Engineering | Bachelor's Degree | $91,683 | $27,000 |
| Accounting and Related Services | Bachelor's Degree | $91,587 | $25,000 |
| Economics | Bachelor's Degree | $89,881 | $24,600 |
| Law | First Professional Degree | $89,706 | Not available |
| Social Work | Doctoral Degree | $84,830 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $82,396 | $25,000 |
| Entrepreneurial and Small Business Operations | Bachelor's Degree | $79,390 | $21,500 |
| Human Resources Management and Services | Bachelor's Degree | $78,381 | $23,750 |
| Marketing | Bachelor's Degree | $77,870 | $27,000 |
| Biology, General | Bachelor's Degree | $71,619 | $25,970 |
| Criminology | Bachelor's Degree | $70,419 | $27,000 |
| Natural Resources Conservation and Research | Bachelor's Degree | $69,525 | $24,625 |
| Clinical, Counseling and Applied Psychology | Master's Degree | $68,816 | Not available |
| Communication, Journalism, and Related Programs, Other | Bachelor's Degree | $66,876 | Not available |
| Neurobiology and Neurosciences | Bachelor's Degree | $66,868 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $66,763 | Not available |
| Special Education and Teaching | Master's Degree | $66,391 | Not available |
| Social Work | Master's Degree | $65,240 | Not available |
| Communication and Media Studies | Bachelor's Degree | $64,917 | $27,000 |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $62,671 | Not available |
| Political Science and Government | Bachelor's Degree | $61,922 | $22,750 |
| Psychology, General | Bachelor's Degree | $59,398 | $27,000 |
| Public Health | Bachelor's Degree | $59,389 | $27,000 |
| Educational Administration and Supervision | Master's Degree | $50,754 | Not available |
| Music | Bachelor's Degree | $47,724 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $47,712 | $27,000 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $45,072 | $4,500 |
| Philosophy | Bachelor's Degree | $41,209 | $18,201 |
| Religion/Religious Studies | Bachelor's Degree | $35,960 | $19,500 |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | Not available | $27,000 |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | Not available | $24,226 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.