Public · COLLEGE PAYOFF

University of Southern Maine

Portland, ME · 39 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$123,214 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

21.1 yrsModeled economic break-even
−53%Modeled 10-year ROI
$56,117Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$123,214at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$234,3840
2
4
6
8
−$123,21410
Years after graduationBreak-even: 21.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$11,284
Sticker price
Published out-of-state tuition$27,944
Sticker price
Average net price$13,596
Title IV student average
Cost of attendance$23,717
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$13,596Average net price / year
$23,717Cost of attendance
$56,117Median earnings · year 5 after completion
40.4%Completion rate
79.2%Admission rate
4,222Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

74thEarnings percentile
25thCompletion percentile
EARNINGS PATH

Reported earnings over time

$47,251Year 1
$60,816Year 4
$56,117Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$118,9082Business Administration, Management and Operations · Master's Degree$94,7213Mechanical Engineering · Bachelor's Degree$88,5154Public Health · Master's Degree$88,4045Law · First Professional Degree$83,9126Computer/Information Technology Administration and Management · Bachelor's Degree$79,3527Industrial Production Technologies/Technicians · Bachelor's Degree$77,7348Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$75,465

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in ME

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Orono, ME

University of Maine

Annual net price
$17,510
Observed earnings · year 5
$57,355
Modeled 10-year ROI
-51%
Open college profile →
Fort Kent, ME

University of Maine at Fort Kent

Annual net price
$7,482
Observed earnings · year 5
$60,664
Modeled 10-year ROI
-25%
Open college profile →
Augusta, ME

University of Maine at Augusta

Annual net price
$10,924
Observed earnings · year 5
$47,260
Modeled 10-year ROI
-90%
Open college profile →
South Portland, ME

Southern Maine Community College

Annual net price
$11,086
Observed earnings · year 5
$46,606
Modeled 10-year ROI
-93%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$118,908Not available
Business Administration, Management and OperationsMaster's Degree$94,721Not available
Mechanical EngineeringBachelor's Degree$88,515$35,731
Public HealthMaster's Degree$88,404Not available
LawFirst Professional Degree$83,912Not available
Computer/Information Technology Administration and ManagementBachelor's Degree$79,352$25,000
Industrial Production Technologies/TechniciansBachelor's Degree$77,734$24,771
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$75,465$29,242
Finance and Financial Management ServicesBachelor's Degree$73,068$20,500
Accounting and Related ServicesBachelor's Degree$71,945$19,230
Rehabilitation and Therapeutic ProfessionsMaster's Degree$67,576Not available
Public Policy AnalysisMaster's Degree$66,469Not available
Political Science and GovernmentBachelor's Degree$65,836$19,212
Business Administration, Management and OperationsBachelor's Degree$65,230$25,042
Social WorkMaster's Degree$62,912Not available
Natural Resources Conservation and ResearchBachelor's Degree$60,665$26,513
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$60,086$25,500
CriminologyBachelor's Degree$59,270$23,565
Biology, GeneralBachelor's Degree$58,164$25,125
Special Education and TeachingMaster's Degree$58,059Not available
MarketingBachelor's Degree$57,968$22,616
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$57,790$22,654
Student Counseling and Personnel ServicesMaster's Degree$56,490Not available
Linguistic, Comparative, and Related Language Studies and ServicesBachelor's Degree$55,435$25,437
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$53,547Not available
Communication and Media StudiesBachelor's Degree$53,033$22,623
Social WorkBachelor's Degree$52,903$22,610
Rhetoric and Composition/Writing StudiesMaster's Degree$52,322Not available
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$48,909$25,000
Hospitality Administration/ManagementBachelor's Degree$47,748$20,500
Psychology, GeneralBachelor's Degree$45,529$20,730
Social Sciences, OtherBachelor's Degree$45,523$24,825
English Language and Literature, GeneralBachelor's Degree$43,823$25,000
Fine and Studio ArtsBachelor's Degree$43,514$18,703
HistoryBachelor's Degree$42,778$27,000
Drama/Theatre Arts and StagecraftBachelor's Degree$33,005Not available
Computer ScienceBachelor's DegreeNot available$20,387
Teacher Education and Professional Development, Specific Subject AreasBachelor's DegreeNot available$26,500
EconomicsBachelor's DegreeNot available$12,996

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.