Public · COLLEGE PAYOFF

University of Northern Colorado

Greeley, CO · 50 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$189,190 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

40.6 yrsModeled economic break-even
−75%Modeled 10-year ROI
$51,185Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$189,190at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$251,0400
2
4
6
8
−$189,19010
Years after graduationBreak-even: 40.6 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$12,416
Sticker price
Published out-of-state tuition$27,266
Sticker price
Average net price$17,760
Title IV student average
Cost of attendance$29,254
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$17,760Average net price / year
$29,254Cost of attendance
$51,185Median earnings · year 5 after completion
51.2%Completion rate
85.9%Admission rate
5,598Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

64thEarnings percentile
39thCompletion percentile
EARNINGS PATH

Reported earnings over time

$41,691Year 1
$56,930Year 4
$51,185Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$116,5572Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$114,5273Computer Engineering · Bachelor's Degree$95,7754Educational Administration and Supervision · Doctoral Degree$88,1555Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$83,7126Business Administration, Management and Operations · Bachelor's Degree$74,2787Physics · Bachelor's Degree$73,1868Clinical, Counseling and Applied Psychology · Doctoral Degree$73,007

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in CO

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Gunnison, CO

Western Colorado University

Annual net price
$16,425
Observed earnings · year 5
$48,723
Modeled 10-year ROI
-85%
Open college profile →
Durango, CO

Fort Lewis College

Annual net price
$17,296
Observed earnings · year 5
$46,491
Modeled 10-year ROI
-94%
Open college profile →
Grand Junction, CO

Colorado Mesa University

Annual net price
$15,103
Observed earnings · year 5
$53,835
Modeled 10-year ROI
-63%
Open college profile →
Alamosa, CO

Adams State University

Annual net price
$12,980
Observed earnings · year 5
$49,135
Modeled 10-year ROI
-82%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingDoctoral Degree$116,557Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$114,527Not available
Computer EngineeringBachelor's Degree$95,775Not available
Educational Administration and SupervisionDoctoral Degree$88,155Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$83,712$26,000
Business Administration, Management and OperationsBachelor's Degree$74,278$21,125
PhysicsBachelor's Degree$73,186$27,000
Clinical, Counseling and Applied PsychologyDoctoral Degree$73,007Not available
Communication Disorders Sciences and ServicesMaster's Degree$71,306Not available
Educational Administration and SupervisionMaster's Degree$68,929Not available
American Sign LanguageMaster's Degree$68,341Not available
Political Science and GovernmentBachelor's Degree$65,783$20,250
ChemistryBachelor's Degree$65,414$26,626
Clinical, Counseling and Applied PsychologyMaster's Degree$65,278Not available
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$65,117Not available
EconomicsBachelor's Degree$65,025$21,000
Biology, GeneralMaster's Degree$62,559Not available
Geography and CartographyBachelor's Degree$62,369Not available
Special Education and TeachingMaster's Degree$62,267Not available
Sports, Kinesiology, and Physical Education/FitnessMaster's Degree$60,848Not available
Geological and Earth Sciences/GeosciencesBachelor's Degree$57,989$26,000
JournalismBachelor's Degree$57,603$21,750
Communication Disorders Sciences and ServicesBachelor's Degree$57,508$20,670
Communication and Media StudiesBachelor's Degree$56,520$24,939
International/Globalization StudiesBachelor's Degree$55,967Not available
Dietetics and Clinical Nutrition ServicesBachelor's Degree$55,946$25,000
Rehabilitation and Therapeutic ProfessionsMaster's Degree$55,526Not available
Criminal Justice and CorrectionsBachelor's Degree$55,282$18,568
Health Services/Allied Health/Health Sciences, GeneralBachelor's Degree$54,921$23,875
Drama/Theatre Arts and StagecraftMaster's Degree$54,468Not available
Education, GeneralMaster's Degree$53,688Not available
Biology, GeneralBachelor's Degree$53,470$24,663
HistoryBachelor's Degree$52,423$23,804
Parks, Recreation, and Leisure Facilities ManagementBachelor's Degree$52,363$24,250
Student Counseling and Personnel ServicesMaster's Degree$52,060Not available
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$52,016$24,500
MathematicsBachelor's Degree$51,939$20,700
AnthropologyBachelor's Degree$51,715$25,667
Special Education and TeachingBachelor's Degree$51,008$26,564
Psychology, GeneralBachelor's Degree$49,455$23,000
Multi/Interdisciplinary Studies, OtherBachelor's Degree$48,643Not available
SociologyBachelor's Degree$48,154$27,000
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$47,303$23,125
Fine and Studio ArtsBachelor's Degree$46,502$25,000
English Language and Literature, GeneralBachelor's Degree$46,455$24,557
Drama/Theatre Arts and StagecraftBachelor's Degree$46,089$24,000
Nutrition SciencesBachelor's Degree$45,979$25,346
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$45,008$25,906
MusicMaster's Degree$41,645Not available
MusicBachelor's Degree$37,749$24,354

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.