Public · COLLEGE PAYOFF

University of North Alabama

Florence, AL · 32 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$165,670 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

36.3 yrsModeled economic break-even
−72%Modeled 10-year ROI
$51,301Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$165,670at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$228,6800
2
4
6
8
−$165,67010
Years after graduationBreak-even: 36.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$12,120
Sticker price
Published out-of-state tuition$22,320
Sticker price
Average net price$12,170
Title IV student average
Cost of attendance$23,786
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$12,170Average net price / year
$23,786Cost of attendance
$51,301Median earnings · year 5 after completion
54.9%Completion rate
87.3%Admission rate
5,811Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

65thEarnings percentile
45thCompletion percentile
EARNINGS PATH

Reported earnings over time

$40,636Year 1
$50,818Year 4
$51,301Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$95,6912Business Administration, Management and Operations · Master's Degree$92,3493Computer and Information Sciences, General · Bachelor's Degree$80,4234Physical Sciences, Other · Bachelor's Degree$78,0825Management Information Systems and Services · Bachelor's Degree$75,8706Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$74,5507Chemistry · Bachelor's Degree$72,8858Accounting and Related Services · Bachelor's Degree$56,814

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in AL

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Jacksonville, AL

Jacksonville State University

Annual net price
$14,279
Observed earnings · year 5
$51,119
Modeled 10-year ROI
-74%
Open college profile →
Livingston, AL

University of West Alabama

Annual net price
$12,684
Observed earnings · year 5
$53,277
Modeled 10-year ROI
-64%
Open college profile →
Birmingham, AL

Jefferson State Community College

Annual net price
$9,086
Observed earnings · year 5
$51,020
Modeled 10-year ROI
-72%
Open college profile →
Montgomery, AL

Auburn University at Montgomery

Annual net price
$13,224
Observed earnings · year 5
$54,405
Modeled 10-year ROI
-60%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$95,691Not available
Business Administration, Management and OperationsMaster's Degree$92,349Not available
Computer and Information Sciences, GeneralBachelor's Degree$80,423$27,000
Physical Sciences, OtherBachelor's Degree$78,082Not available
Management Information Systems and ServicesBachelor's Degree$75,870$24,250
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$74,550$25,000
ChemistryBachelor's Degree$72,885$24,830
Accounting and Related ServicesBachelor's Degree$56,814$21,125
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$56,744Not available
Biology, GeneralBachelor's Degree$52,979$21,250
Multi/Interdisciplinary Studies, OtherBachelor's Degree$52,044$31,000
Finance and Financial Management ServicesBachelor's Degree$51,994$22,250
Business Administration, Management and OperationsBachelor's Degree$51,912$22,034
MarketingBachelor's Degree$51,124$21,500
Geography and CartographyBachelor's Degree$50,445$28,500
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$50,331$23,250
Criminal Justice and CorrectionsBachelor's Degree$48,913$24,125
Arts, Entertainment, and Media ManagementBachelor's Degree$48,020$24,937
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$47,973$25,000
English Language and Literature, GeneralBachelor's Degree$47,150$25,000
Political Science and GovernmentBachelor's Degree$43,706$21,449
Family and Consumer Sciences/Human Sciences, GeneralBachelor's Degree$42,733$27,143
MusicBachelor's Degree$41,734$24,000
HistoryBachelor's Degree$41,728$19,350
Communication and Media StudiesBachelor's Degree$40,334$21,000
Parks, Recreation, Leisure, Fitness, and Kinesiology, OtherBachelor's Degree$40,250Not available
Fine and Studio ArtsBachelor's Degree$39,550Not available
Culinary Arts and Related ServicesBachelor's Degree$38,735Not available
Social WorkBachelor's Degree$37,853$30,500
Multi-/Interdisciplinary Studies, GeneralBachelor's Degree$34,810Not available
SociologyBachelor's Degree$33,810$26,750
Research and Experimental PsychologyBachelor's Degree$33,565$21,750

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.