Public · COLLEGE PAYOFF

University of Massachusetts Global

Aliso Viejo, CA · 19 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$112,476 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

15.7 yrsModeled economic break-even
−36%Modeled 10-year ROI
$64,814Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$112,476at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$310,6160
2
4
6
8
−$112,47610
Years after graduationBreak-even: 15.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$12,540
Sticker price
Published out-of-state tuition$12,540
Sticker price
Average net price$32,654
Title IV student average
Cost of attendance$35,325
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$32,654Average net price / year
$35,325Cost of attendance
$24,276Median federal student debt · completer borrowers
$257/moPublished 10-year payment estimate
$64,814Median earnings · year 5 after completion
42.9%Completion rate
Not availableAdmission rate
4,491Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$31,963
$30–48k$31,782
$48–75k$33,209
$75–110k$35,325
$110k+$35,325
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$64,814
Year 6$55,438
Year 10$65,703
Full-time retention
62.2%
Part-time retention
41.3%
Completion within 200% of normal time
0.0%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

85thEarnings percentile
28thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$75,745Median year-4 earnings across reportable program categories
$26,703Median federal debt across categories that report debt
89%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$55,944Year 1
$74,838Year 4
$64,814Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$156,1722Educational Administration and Supervision · Doctoral Degree$152,1573Educational Administration and Supervision · Master's Degree$118,5814Business Administration, Management and Operations · Master's Degree$92,0275Education, General · Master's Degree$91,7106Human Resources Management and Services · Master's Degree$88,1587Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$84,9098Business Administration, Management and Operations · Bachelor's Degree$83,778

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Santa Cruz, CA

University of California, Santa Cruz

Annual net price
$17,890
Observed earnings · year 5
$64,162
Modeled 10-year ROI
-24%
Open college profile →
San Diego, CA

San Diego State University

Annual net price
$15,364
Observed earnings · year 5
$65,488
Modeled 10-year ROI
-15%
Open college profile →
Riverside, CA

University of California, Riverside

Annual net price
$14,304
Observed earnings · year 5
$63,411
Modeled 10-year ROI
-22%
Open college profile →
Beaumont, CA

Beaumont Adult School

Annual net price
$31,099
Observed earnings · year 5
$46,505
Modeled 10-year ROI
-95%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingDoctoral Degree$156,172Not available
Educational Administration and SupervisionDoctoral Degree$152,157Not available
Educational Administration and SupervisionMaster's Degree$118,581Not available
Business Administration, Management and OperationsMaster's Degree$92,027Not available
Education, GeneralMaster's Degree$91,710Not available
Human Resources Management and ServicesMaster's Degree$88,158Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$84,909Not available
Business Administration, Management and OperationsBachelor's Degree$83,778$37,207
Student Counseling and Personnel ServicesMaster's Degree$81,233Not available
CriminologyBachelor's Degree$75,745$25,725
Psychology, GeneralMaster's Degree$73,213Not available
Human Resources Management and ServicesBachelor's Degree$72,669$22,979
Social Sciences, GeneralBachelor's Degree$64,307Not available
SociologyBachelor's Degree$63,036$30,273
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$61,186$17,495
Psychology, GeneralBachelor's Degree$58,836$26,703
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$58,739$27,608
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$51,707$25,000
Social WorkBachelor's Degree$47,441$34,250

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.