Private nonprofit · COLLEGE PAYOFF

University of Mary Hardin-Baylor

Belton, TX · 23 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$140,614 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

19.8 yrsModeled economic break-even
−49%Modeled 10-year ROI
$59,381Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$140,614at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$284,4240
2
4
6
8
−$140,61410
Years after graduationBreak-even: 19.8 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$32,020
Sticker price
Published out-of-state tuition$32,020
Sticker price
Average net price$26,106
Title IV student average
Cost of attendance$46,874
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$26,106Average net price / year
$46,874Cost of attendance
$59,381Median earnings · year 5 after completion
49.3%Completion rate
95.8%Admission rate
2,759Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

79thEarnings percentile
36thCompletion percentile
EARNINGS PATH

Reported earnings over time

$52,562Year 1
$61,024Year 4
$59,381Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$120,2172Business Administration, Management and Operations · Master's Degree$88,9823Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$88,8154Rehabilitation and Therapeutic Professions · Doctoral Degree$84,6305Accounting and Related Services · Bachelor's Degree$78,3446Computer Science · Bachelor's Degree$78,1377Educational Administration and Supervision · Doctoral Degree$68,0558Business Administration, Management and Operations · Bachelor's Degree$65,603

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Abilene, TX

Abilene Christian University

Annual net price
$26,182
Observed earnings · year 5
$56,363
Modeled 10-year ROI
-60%
Open college profile →
Austin, TX

Saint Edward's University

Annual net price
$25,578
Observed earnings · year 5
$56,788
Modeled 10-year ROI
-58%
Open college profile →
San Antonio, TX

University of the Incarnate Word

Annual net price
$22,775
Observed earnings · year 5
$59,329
Modeled 10-year ROI
-47%
Open college profile →
Irving, TX

University of Dallas

Annual net price
$22,610
Observed earnings · year 5
$60,044
Modeled 10-year ROI
-44%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$120,217Not available
Business Administration, Management and OperationsMaster's Degree$88,982Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$88,815$28,656
Rehabilitation and Therapeutic ProfessionsDoctoral Degree$84,630Not available
Accounting and Related ServicesBachelor's Degree$78,344$23,375
Computer ScienceBachelor's Degree$78,137Not available
Educational Administration and SupervisionDoctoral Degree$68,055Not available
Business Administration, Management and OperationsBachelor's Degree$65,603$27,000
MarketingBachelor's Degree$64,581$27,000
Biology, GeneralBachelor's Degree$59,307$27,000
Sports, Kinesiology, and Physical Education/FitnessMaster's Degree$57,655Not available
Educational Administration and SupervisionMaster's Degree$56,653Not available
Mental and Social Health Services and Allied ProfessionsMaster's Degree$55,945Not available
Cell/Cellular Biology and Anatomical SciencesBachelor's Degree$53,746$28,000
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$52,923$27,000
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$52,245$26,250
Criminal Justice and CorrectionsBachelor's Degree$50,900Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$50,730$27,000
Liberal Arts and Sciences, General Studies and HumanitiesBachelor's Degree$50,346$31,000
Social WorkBachelor's Degree$49,816$27,296
Communication and Media StudiesBachelor's Degree$49,545$23,000
Clinical, Counseling and Applied PsychologyBachelor's Degree$42,301$27,000
Health/Medical Preparatory ProgramsBachelor's DegreeNot available$25,369

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.