10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$74,368at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
University of Houston-Downtown
⌖ Houston, TX · 32 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$74,368 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
15.0 yrsModeled economic break-even
−33%Modeled 10-year ROI
$59,780Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$10,542Average net price / year
$20,749Cost of attendance
$59,780Median earnings · year 5 after completion
33.2%Completion rate
90.0%Admission rate
12,555Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$47,105Year 1
$60,550Year 4
$59,780Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Statistics · Master's Degree$117,2422Computer Engineering Technologies/Technicians · Bachelor's Degree$112,2443Insurance · Bachelor's Degree$98,5104Business Administration, Management and Operations · Master's Degree$95,0845Criminal Justice and Corrections · Master's Degree$72,5296Computer and Information Sciences, General · Bachelor's Degree$72,5287Business Administration, Management and Operations · Bachelor's Degree$69,7128Accounting and Related Services · Bachelor's Degree$67,499Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in TX
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Beaumont, TX
Lamar University
- Annual net price
- $9,366
- Observed earnings · year 5
- $59,428
- Modeled 10-year ROI
- -34%
Texas Woman's University
- Annual net price
- $11,963
- Observed earnings · year 5
- $60,022
- Modeled 10-year ROI
- -34%
The University of Texas at San Antonio
- Annual net price
- $10,836
- Observed earnings · year 5
- $58,103
- Modeled 10-year ROI
- -41%
Midwestern State University
- Annual net price
- $11,656
- Observed earnings · year 5
- $58,560
- Modeled 10-year ROI
- -40%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Statistics | Master's Degree | $117,242 | Not available |
| Computer Engineering Technologies/Technicians | Bachelor's Degree | $112,244 | Not available |
| Insurance | Bachelor's Degree | $98,510 | Not available |
| Business Administration, Management and Operations | Master's Degree | $95,084 | Not available |
| Criminal Justice and Corrections | Master's Degree | $72,529 | Not available |
| Computer and Information Sciences, General | Bachelor's Degree | $72,528 | $19,000 |
| Business Administration, Management and Operations | Bachelor's Degree | $69,712 | $25,000 |
| Accounting and Related Services | Bachelor's Degree | $67,499 | $21,943 |
| Management Information Systems and Services | Bachelor's Degree | $66,881 | $20,500 |
| Finance and Financial Management Services | Bachelor's Degree | $66,591 | $25,000 |
| International Business | Bachelor's Degree | $66,556 | $13,978 |
| Rhetoric and Composition/Writing Studies | Master's Degree | $66,115 | Not available |
| Curriculum and Instruction | Master's Degree | $63,052 | Not available |
| Mathematics | Bachelor's Degree | $62,576 | $17,004 |
| Marketing | Bachelor's Degree | $61,866 | $22,500 |
| Multi/Interdisciplinary Studies, Other | Bachelor's Degree | $59,924 | $28,237 |
| Political Science and Government | Bachelor's Degree | $59,261 | $21,600 |
| Business/Commerce, General | Bachelor's Degree | $59,188 | $24,000 |
| Quality Control and Safety Technologies/Technicians | Bachelor's Degree | $58,535 | $37,784 |
| Geological and Earth Sciences/Geosciences | Bachelor's Degree | $57,892 | $20,250 |
| Biological and Physical Sciences | Bachelor's Degree | $56,995 | $25,162 |
| Communication and Media Studies | Bachelor's Degree | $56,903 | $28,375 |
| Biology, General | Bachelor's Degree | $56,787 | $23,000 |
| Social Work | Bachelor's Degree | $54,784 | $24,186 |
| Criminal Justice and Corrections | Bachelor's Degree | $53,589 | $22,757 |
| History | Bachelor's Degree | $53,555 | $26,625 |
| Public Health | Bachelor's Degree | $52,438 | $23,000 |
| Psychology, General | Bachelor's Degree | $48,234 | $28,500 |
| Sociology | Bachelor's Degree | $46,106 | $27,375 |
| English Language and Literature, General | Bachelor's Degree | $45,223 | $28,000 |
| Visual and Performing Arts, General | Bachelor's Degree | $37,668 | Not available |
| Social Sciences, General | Bachelor's Degree | Not available | $20,429 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.