Public · COLLEGE PAYOFF

University at Albany

Albany, NY · 56 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$52,698 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

12.7 yrsModeled economic break-even
−21%Modeled 10-year ROI
$64,597Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$52,698at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$248,6680
2
4
6
8
−$52,69810
Years after graduationBreak-even: 12.7 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$10,866
Sticker price
Published out-of-state tuition$31,256
Sticker price
Average net price$17,167
Title IV student average
Cost of attendance$28,802
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$17,167Average net price / year
$28,802Cost of attendance
$64,597Median earnings · year 5 after completion
61.5%Completion rate
69.1%Admission rate
12,564Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

85thEarnings percentile
55thCompletion percentile
EARNINGS PATH

Reported earnings over time

$38,469Year 1
$66,256Year 4
$64,597Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Business Administration, Management and Operations · Master's Degree$113,8222Accounting and Related Services · Master's Degree$110,3743Taxation · Master's Degree$109,6794Clinical, Counseling and Applied Psychology · Doctoral Degree$108,9385Applied Mathematics · Bachelor's Degree$103,6596Accounting and Related Services · Bachelor's Degree$98,0107Computer/Information Technology Administration and Management · Bachelor's Degree$95,8858Public Administration · Master's Degree$84,950

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Geneseo, NY

SUNY College at Geneseo

Annual net price
$18,211
Observed earnings · year 5
$62,263
Modeled 10-year ROI
-32%
Open college profile →
Buffalo, NY

University at Buffalo

Annual net price
$20,995
Observed earnings · year 5
$68,437
Modeled 10-year ROI
-11%
Open college profile →
Oneonta, NY

SUNY Oneonta

Annual net price
$19,158
Observed earnings · year 5
$58,485
Modeled 10-year ROI
-47%
Open college profile →
Farmingdale, NY

Farmingdale State College

Annual net price
$10,867
Observed earnings · year 5
$66,973
Modeled 10-year ROI
-2%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Business Administration, Management and OperationsMaster's Degree$113,822Not available
Accounting and Related ServicesMaster's Degree$110,374Not available
TaxationMaster's Degree$109,679Not available
Clinical, Counseling and Applied PsychologyDoctoral Degree$108,938Not available
Applied MathematicsBachelor's Degree$103,659$21,286
Accounting and Related ServicesBachelor's Degree$98,010$24,000
Computer/Information Technology Administration and ManagementBachelor's Degree$95,885$24,637
Public AdministrationMaster's Degree$84,950Not available
Public AdministrationGraduate/Professional Certificate$81,812Not available
Computer and Information Sciences, GeneralBachelor's Degree$80,285$23,250
Public HealthMaster's Degree$77,882Not available
Business Administration, Management and OperationsBachelor's Degree$76,633$20,500
Rhetoric and Composition/Writing StudiesMaster's Degree$76,461Not available
Educational Administration and SupervisionMaster's Degree$74,708Not available
Public HealthGraduate/Professional Certificate$74,144Not available
MathematicsBachelor's Degree$71,211$22,803
CriminologyMaster's Degree$71,183Not available
ChemistryBachelor's Degree$70,124$25,856
Clinical, Counseling and Applied PsychologyMaster's Degree$70,022Not available
Homeland SecurityBachelor's Degree$69,365$23,250
Public Administration and Social Service Professions, OtherBachelor's Degree$68,928$23,225
Mathematics and Statistics, OtherBachelor's Degree$68,843$21,750
Biological and Biomedical Sciences, OtherBachelor's Degree$68,178$23,000
Romance Languages, Literatures, and LinguisticsBachelor's Degree$66,414$21,681
Curriculum and InstructionMaster's Degree$66,047Not available
Public HealthBachelor's Degree$64,456$25,086
Political Science and GovernmentBachelor's Degree$64,270$22,750
Social WorkMaster's Degree$64,213Not available
International/Globalization StudiesBachelor's Degree$63,881$26,875
Mental and Social Health Services and Allied ProfessionsMaster's Degree$63,771Not available
EconomicsBachelor's Degree$63,331$24,474
CriminologyBachelor's Degree$61,102$21,250
Special Education and TeachingMaster's Degree$60,341Not available
Communication and Media StudiesBachelor's Degree$59,724$24,332
JournalismBachelor's Degree$59,495$25,000
Social WorkBachelor's Degree$59,475$23,000
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$58,847Not available
Natural Resources Conservation and ResearchBachelor's Degree$58,784$22,801
Biology, GeneralBachelor's Degree$58,703$23,500
Clinical, Counseling and Applied PsychologyBachelor's Degree$58,501$22,430
Information Science/StudiesMaster's Degree$58,314Not available
SociologyBachelor's Degree$57,508$24,358
Rhetoric and Composition/Writing StudiesBachelor's Degree$57,286Not available
Urban Studies/AffairsBachelor's Degree$57,150Not available
English Language and Literature, GeneralMaster's Degree$55,691Not available
HistoryBachelor's Degree$55,377$23,034
Psychology, GeneralBachelor's Degree$55,004$22,056
Ethnic, Cultural Minority, Gender, and Group StudiesBachelor's Degree$51,565$26,000
Fine and Studio ArtsMaster's Degree$51,514Not available
English Language and Literature, GeneralBachelor's Degree$51,206$26,000
Area StudiesBachelor's Degree$50,572$22,305
AnthropologyBachelor's Degree$47,095$23,250
Fine and Studio ArtsBachelor's Degree$42,540$22,625
Biochemistry, Biophysics and Molecular BiologyBachelor's DegreeNot available$23,250
Atmospheric Sciences and MeteorologyBachelor's DegreeNot available$25,875
PhysicsBachelor's DegreeNot available$24,227

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.