10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$295,124at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Three Rivers College
⌖ Poplar Bluff, MO · 15 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$295,124 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
—Modeled economic break-even
−138%Modeled 10-year ROI
$36,886Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, debt, completion and earnings context
$8,496Average net price / year
$18,637Cost of attendance
$10,000Median federal student debt · completer borrowers
$106/moPublished 10-year payment estimate
$36,886Median earnings · year 5 after completion
33.3%Completion rate
Not availableAdmission rate
1,844Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$33,394Year 1
$42,322Year 4
$36,886Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$73,5542Practical Nursing, Vocational Nursing and Nursing Assistants · Undergraduate Certificate or Diploma$63,8033Health/Medical Preparatory Programs · Undergraduate Certificate or Diploma$52,6034Allied Health and Medical Assisting Services · Associate's Degree$48,3965Criminal Justice and Corrections · Associate's Degree$44,2716Allied Health and Medical Assisting Services · Undergraduate Certificate or Diploma$44,2057Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$42,9308Liberal Arts and Sciences, General Studies and Humanities · Non-Credential Program (Preparatory Coursework/Teacher Certification)$42,323Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in MO
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Warrensburg, MO
Warrensburg Area Career Center
- Annual net price
- $9,266
- Observed earnings · year 5
- $37,043
- Modeled 10-year ROI
- -137%
Missouri State University-West Plains
- Annual net price
- $9,750
- Observed earnings · year 5
- $35,949
- Modeled 10-year ROI
- -141%
Crowder College
- Annual net price
- $9,023
- Observed earnings · year 5
- $38,909
- Modeled 10-year ROI
- -128%
Ozarks Technical Community College
- Annual net price
- $6,936
- Observed earnings · year 5
- $39,317
- Modeled 10-year ROI
- -127%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $73,554 | $17,490 |
| Practical Nursing, Vocational Nursing and Nursing Assistants | Undergraduate Certificate or Diploma | $63,803 | Not available |
| Health/Medical Preparatory Programs | Undergraduate Certificate or Diploma | $52,603 | $15,962 |
| Allied Health and Medical Assisting Services | Associate's Degree | $48,396 | Not available |
| Criminal Justice and Corrections | Associate's Degree | $44,271 | Not available |
| Allied Health and Medical Assisting Services | Undergraduate Certificate or Diploma | $44,205 | $11,600 |
| Allied Health Diagnostic, Intervention, and Treatment Professions | Undergraduate Certificate or Diploma | $42,930 | $7,837 |
| Liberal Arts and Sciences, General Studies and Humanities | Non-Credential Program (Preparatory Coursework/Teacher Certification) | $42,323 | Not available |
| Health/Medical Preparatory Programs | Associate's Degree | $40,141 | $11,000 |
| Liberal Arts and Sciences, General Studies and Humanities | Associate's Degree | $36,697 | $9,039 |
| Liberal Arts and Sciences, General Studies and Humanities | Undergraduate Certificate or Diploma | $36,642 | $8,875 |
| Marketing | Associate's Degree | $34,725 | Not available |
| Teacher Education and Professional Development, Specific Subject Areas | Associate's Degree | $34,035 | $9,000 |
| Business Operations Support and Assistant Services | Undergraduate Certificate or Diploma | $33,831 | Not available |
| Business Administration, Management and Operations | Undergraduate Certificate or Diploma | $32,612 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.