Private for-profit · COLLEGE PAYOFF

The College of Westchester

White Plains, NY · 7 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$264,444 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−108%Modeled 10-year ROI
$43,074Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$264,444at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$245,1840
2
4
6
8
−$264,44410
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$25,191
Sticker price
Published out-of-state tuition$25,191
Sticker price
Average net price$16,296
Title IV student average
Cost of attendance$31,660
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$16,296Average net price / year
$31,660Cost of attendance
$26,967Median federal student debt · completer borrowers
$286/moPublished 10-year payment estimate
$43,074Median earnings · year 5 after completion
37.6%Completion rate
94.4%Admission rate
759Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$15,129
$30–48k$16,279
$48–75k$17,261
$75–110k$20,617
$110k+$24,909
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$43,074
Year 6$32,951
Year 10$42,215
Full-time retention
79.3%
Part-time retention
Not available
Completion within 200% of normal time
43.5%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

45thEarnings percentile
21thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$48,472Median year-4 earnings across reportable program categories
$27,658Median federal debt across categories that report debt
29%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$38,663Year 1
$46,791Year 4
$43,074Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Accounting and Related Services · Bachelor's Degree$59,1232Health and Medical Administrative Services · Associate's Degree$54,9453Business Administration, Management and Operations · Bachelor's Degree$53,8264Health and Medical Administrative Services · Bachelor's Degree$48,4725Computer/Information Technology Administration and Management · Associate's Degree$42,7896Allied Health and Medical Assisting Services · Associate's Degree$42,6327Business Administration, Management and Operations · Associate's Degree$38,758

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in NY

Currently operating private for-profit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Long Island City, NY

Berk Trade and Business School

Annual net price
$16,770
Observed earnings · year 5
$43,515
Modeled 10-year ROI
-106%
Open college profile →
Bronx, NY

Monroe University

Annual net price
$14,522
Observed earnings · year 5
$46,160
Modeled 10-year ROI
-95%
Open college profile →
Ardsley, NY

Westchester School for Medical & Dental Assistants

Annual net price
$16,177
Observed earnings · year 5
$35,508
Modeled 10-year ROI
-139%
Open college profile →
Forest Hills, NY

Plaza College

Annual net price
$19,860
Observed earnings · year 5
$38,599
Modeled 10-year ROI
-125%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Accounting and Related ServicesBachelor's Degree$59,123$34,014
Health and Medical Administrative ServicesAssociate's Degree$54,945$27,658
Business Administration, Management and OperationsBachelor's Degree$53,826$38,714
Health and Medical Administrative ServicesBachelor's Degree$48,472$41,712
Computer/Information Technology Administration and ManagementAssociate's Degree$42,789$20,148
Allied Health and Medical Assisting ServicesAssociate's Degree$42,632$20,118
Business Administration, Management and OperationsAssociate's Degree$38,758$24,628

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.