Public · COLLEGE PAYOFF

Texas A&M International University

Laredo, TX · 31 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$129,938 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

30.1 yrsModeled economic break-even
−67%Modeled 10-year ROI
$51,461Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$129,938at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$194,5480
2
4
6
8
−$129,93810
Years after graduationBreak-even: 30.1 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$7,894
Sticker price
Published out-of-state tuition$19,454
Sticker price
Average net price$3,637
Title IV student average
Cost of attendance$15,558
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$3,637Average net price / year
$15,558Cost of attendance
$15,000Median federal student debt · completer borrowers
$159/moPublished 10-year payment estimate
$51,461Median earnings · year 5 after completion
46.5%Completion rate
44.4%Admission rate
6,667Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$3,097
$30–48k$2,745
$48–75k$3,840
$75–110k$4,982
$110k+$10,697
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$51,461
Year 6$37,327
Year 10$48,386
Full-time retention
77.8%
Part-time retention
65.0%
Completion within 200% of normal time
52.4%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

65thEarnings percentile
32thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$52,149Median year-4 earnings across reportable program categories
$15,500Median federal debt across categories that report debt
17%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$32,423Year 1
$50,288Year 4
$51,461Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$131,5012Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$83,3273Curriculum and Instruction · Master's Degree$67,9354Educational Administration and Supervision · Master's Degree$65,5725Multi/Interdisciplinary Studies, Other · Master's Degree$65,1906Special Education and Teaching · Master's Degree$62,6917Public Administration · Master's Degree$62,1488Student Counseling and Personnel Services · Master's Degree$60,566

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in TX

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Midland, TX

Midland College

Annual net price
$4,512
Observed earnings · year 5
$50,814
Modeled 10-year ROI
-71%
Open college profile →
Dallas, TX

Dallas College

Annual net price
$3,214
Observed earnings · year 5
$49,554
Modeled 10-year ROI
-76%
Open college profile →
Wharton, TX

Wharton County Junior College

Annual net price
$4,666
Observed earnings · year 5
$52,889
Modeled 10-year ROI
-60%
Open college profile →
Brownsville, TX

Texas Southmost College

Annual net price
$3,085
Observed earnings · year 5
$49,210
Modeled 10-year ROI
-78%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$131,501Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$83,327$13,750
Curriculum and InstructionMaster's Degree$67,935Not available
Educational Administration and SupervisionMaster's Degree$65,572Not available
Multi/Interdisciplinary Studies, OtherMaster's Degree$65,190Not available
Special Education and TeachingMaster's Degree$62,691Not available
Public AdministrationMaster's Degree$62,148Not available
Student Counseling and Personnel ServicesMaster's Degree$60,566Not available
Systems EngineeringBachelor's Degree$60,126$10,243
Accounting and Related ServicesMaster's Degree$57,532Not available
Business Administration, Management and OperationsMaster's Degree$55,894Not available
MathematicsBachelor's Degree$55,272$8,000
Bilingual, Multilingual, and Multicultural EducationBachelor's Degree$54,158$12,079
Biology, GeneralBachelor's Degree$53,125$17,411
MusicBachelor's Degree$52,870Not available
Psychology, GeneralMaster's Degree$52,149Not available
HistoryBachelor's Degree$51,564$18,107
Accounting and Related ServicesBachelor's Degree$50,614$13,000
Political Science and GovernmentBachelor's Degree$50,544$14,606
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$50,261$19,327
Management Information Systems and ServicesBachelor's Degree$49,221Not available
Multi/Interdisciplinary Studies, OtherBachelor's Degree$48,990$18,238
Criminal Justice and CorrectionsBachelor's Degree$48,833$15,500
Business Administration, Management and OperationsBachelor's Degree$48,187$14,375
English Language and Literature, GeneralBachelor's Degree$45,454$15,727
SociologyBachelor's Degree$44,654$15,812
Communication and Media StudiesBachelor's Degree$41,350$17,100
Psychology, GeneralBachelor's Degree$39,993$15,537
Fine and Studio ArtsBachelor's Degree$33,313$14,672
Romance Languages, Literatures, and LinguisticsBachelor's Degree$24,533Not available
Special Education and TeachingBachelor's DegreeNot available$18,229

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.