Private nonprofit · COLLEGE PAYOFF

Stevenson University

Owings Mills, MD · 22 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$64,280 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

12.9 yrsModeled economic break-even
−22%Modeled 10-year ROI
$67,174Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$64,280at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$286,0200
2
4
6
8
−$64,28010
Years after graduationBreak-even: 12.9 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$40,560
Sticker price
Published out-of-state tuition$40,560
Sticker price
Average net price$26,505
Title IV student average
Cost of attendance$58,394
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$26,505Average net price / year
$58,394Cost of attendance
$26,000Median federal student debt · completer borrowers
$276/moPublished 10-year payment estimate
$67,174Median earnings · year 5 after completion
68.5%Completion rate
78.9%Admission rate
3,102Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$15,894
$30–48k$20,935
$48–75k$26,937
$75–110k$29,277
$110k+$31,892
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$67,174
Year 6$54,574
Year 10$62,079
Full-time retention
78.8%
Part-time retention
Not available
Completion within 200% of normal time
65.6%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

88thEarnings percentile
65thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$61,348Median year-4 earnings across reportable program categories
$27,000Median federal debt across categories that report debt
59%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$51,403Year 1
$66,853Year 4
$67,174Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Information Science/Studies · Bachelor's Degree$113,3672Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$111,9803Information Science/Studies · Master's Degree$96,8354Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$92,7105Legal Professions and Studies, Other · Master's Degree$87,8776Security Science and Technology · Master's Degree$86,3447Computer Systems Networking and Telecommunications · Bachelor's Degree$81,7008Accounting and Related Services · Bachelor's Degree$81,299

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MD

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Emmitsburg, MD

Mount St. Mary's University

Annual net price
$22,655
Observed earnings · year 5
$66,027
Modeled 10-year ROI
-22%
Open college profile →
Chestertown, MD

Washington College

Annual net price
$27,898
Observed earnings · year 5
$62,222
Modeled 10-year ROI
-41%
Open college profile →
Baltimore, MD

Notre Dame of Maryland University

Annual net price
$19,169
Observed earnings · year 5
$70,123
Modeled 10-year ROI
-2%
Open college profile →
Frederick, MD

Hood College

Annual net price
$20,873
Observed earnings · year 5
$61,197
Modeled 10-year ROI
-39%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Information Science/StudiesBachelor's Degree$113,367Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$111,980Not available
Information Science/StudiesMaster's Degree$96,835Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$92,710$27,000
Legal Professions and Studies, OtherMaster's Degree$87,877Not available
Security Science and TechnologyMaster's Degree$86,344Not available
Computer Systems Networking and TelecommunicationsBachelor's Degree$81,700$27,000
Accounting and Related ServicesBachelor's Degree$81,299$24,922
Biochemistry, Biophysics and Molecular BiologyBachelor's Degree$73,584$26,750
Business Administration, Management and OperationsBachelor's Degree$64,956$26,773
Legal Support ServicesBachelor's Degree$63,656$27,000
Criminal Justice and CorrectionsBachelor's Degree$61,348$27,000
Business/Corporate CommunicationsBachelor's Degree$60,109$27,000
Radio, Television, and Digital CommunicationBachelor's Degree$59,377Not available
Psychology, GeneralBachelor's Degree$57,285$27,000
Biology, GeneralBachelor's Degree$56,451$27,000
Design and Applied ArtsBachelor's Degree$55,419$27,000
Multi/Interdisciplinary Studies, OtherBachelor's Degree$54,463$31,000
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$54,233$26,887
Specialized Sales, Merchandising and Marketing OperationsBachelor's Degree$53,007$26,345
Human Development, Family Studies, and Related ServicesBachelor's Degree$49,902$27,000
Film/Video and Photographic ArtsBachelor's Degree$38,813$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.