10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$150,554at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
State University of New York at Oswego
⌖ Oswego, NY · 44 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$150,554 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
26.0 yrsModeled economic break-even
−61%Modeled 10-year ROI
$54,439Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, debt, completion and earnings context
$16,236Average net price / year
$27,052Cost of attendance
$20,880Median federal student debt · completer borrowers
$221/moPublished 10-year payment estimate
$54,439Median earnings · year 5 after completion
60.4%Completion rate
80.5%Admission rate
5,473Student size
Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
WHAT STANDS OUT
A faster read on this college
These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.
EARNINGS PATH
Reported earnings over time
$37,649Year 1
$59,955Year 4
$54,439Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Computer and Information Sciences, General · Bachelor's Degree$100,1482Business Administration, Management and Operations · Master's Degree$92,7793Economics · Bachelor's Degree$87,6674Computer Engineering · Bachelor's Degree$86,8655Accounting and Related Services · Master's Degree$84,6456Cognitive Science · Bachelor's Degree$76,1187Information Science/Studies · Bachelor's Degree$74,8128Finance and Financial Management Services · Bachelor's Degree$72,784Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NY
Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Brockport, NY
SUNY Brockport
- Annual net price
- $16,353
- Observed earnings · year 5
- $54,638
- Modeled 10-year ROI
- -61%
SUNY College of Technology at Alfred
- Annual net price
- $15,016
- Observed earnings · year 5
- $54,644
- Modeled 10-year ROI
- -60%
State University of New York at Plattsburgh
- Annual net price
- $17,156
- Observed earnings · year 5
- $55,178
- Modeled 10-year ROI
- -59%
SUNY College of Technology at Canton
- Annual net price
- $15,268
- Observed earnings · year 5
- $52,680
- Modeled 10-year ROI
- -68%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Computer and Information Sciences, General | Bachelor's Degree | $100,148 | $24,115 |
| Business Administration, Management and Operations | Master's Degree | $92,779 | Not available |
| Economics | Bachelor's Degree | $87,667 | Not available |
| Computer Engineering | Bachelor's Degree | $86,865 | $26,174 |
| Accounting and Related Services | Master's Degree | $84,645 | Not available |
| Cognitive Science | Bachelor's Degree | $76,118 | Not available |
| Information Science/Studies | Bachelor's Degree | $74,812 | $27,000 |
| Finance and Financial Management Services | Bachelor's Degree | $72,784 | $19,298 |
| Clinical, Counseling and Applied Psychology | Master's Degree | $70,806 | Not available |
| Accounting and Related Services | Bachelor's Degree | $70,218 | $21,500 |
| Student Counseling and Personnel Services | Master's Degree | $66,839 | Not available |
| Marketing | Bachelor's Degree | $66,766 | $24,214 |
| Human Resources Management and Services | Bachelor's Degree | $66,544 | $20,777 |
| Business Administration, Management and Operations | Bachelor's Degree | $66,048 | $24,006 |
| Teacher Education and Professional Development, Specific Subject Areas | Master's Degree | $65,102 | Not available |
| Geological and Earth Sciences/Geosciences | Bachelor's Degree | $64,634 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $64,132 | Not available |
| Education, General | Master's Degree | $61,828 | Not available |
| Mental and Social Health Services and Allied Professions | Master's Degree | $61,498 | Not available |
| Criminal Justice and Corrections | Bachelor's Degree | $59,563 | $25,788 |
| Atmospheric Sciences and Meteorology | Bachelor's Degree | $59,427 | $25,000 |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $59,412 | $24,452 |
| Biology, General | Bachelor's Degree | $58,932 | $21,599 |
| Public Relations, Advertising, and Applied Communication | Bachelor's Degree | $58,675 | $26,000 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $57,622 | $23,742 |
| Political Science and Government | Bachelor's Degree | $56,281 | $24,376 |
| History | Bachelor's Degree | $53,429 | $27,000 |
| Psychology, General | Bachelor's Degree | $52,023 | $26,000 |
| Sociology | Bachelor's Degree | $51,537 | $27,282 |
| Journalism | Bachelor's Degree | $50,813 | $27,000 |
| Radio, Television, and Digital Communication | Bachelor's Degree | $48,489 | $23,665 |
| Design and Applied Arts | Bachelor's Degree | $44,939 | $26,530 |
| Music | Bachelor's Degree | $41,122 | Not available |
| Zoology/Animal Biology | Bachelor's Degree | $40,755 | $24,688 |
| Rhetoric and Composition/Writing Studies | Bachelor's Degree | $40,579 | $26,000 |
| English Language and Literature, General | Bachelor's Degree | $40,431 | $26,289 |
| Film/Video and Photographic Arts | Bachelor's Degree | $38,429 | $25,798 |
| Fine and Studio Arts | Bachelor's Degree | $36,511 | $28,759 |
| Biochemistry, Biophysics and Molecular Biology | Bachelor's Degree | Not available | $27,000 |
| Mathematics | Bachelor's Degree | Not available | $27,000 |
| Chemistry | Bachelor's Degree | Not available | $27,000 |
| Anthropology | Bachelor's Degree | Not available | $23,953 |
| International Relations and National Security Studies | Bachelor's Degree | Not available | $24,376 |
| Drama/Theatre Arts and Stagecraft | Bachelor's Degree | Not available | $27,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.