10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$84,526at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
St. Thomas Aquinas College
⌖ Sparkill, NY · 10 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$84,526 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
14.8 yrsModeled economic break-even
−33%Modeled 10-year ROI
$62,545Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$19,994Average net price / year
$53,370Cost of attendance
$62,545Median earnings · year 5 after completion
54.0%Completion rate
93.0%Admission rate
972Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$30,940Year 1
$60,309Year 4
$62,545Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Business Administration, Management and Operations · Master's Degree$96,3462Accounting and Related Services · Bachelor's Degree$79,8963Special Education and Teaching · Master's Degree$76,9284Teacher Education and Professional Development, Specific Levels and Methods · Master's Degree$73,6675Business Administration, Management and Operations · Bachelor's Degree$64,0756Psychology, General · Bachelor's Degree$60,4097Criminal Justice and Corrections · Bachelor's Degree$57,7078Communication and Media Studies · Bachelor's Degree$57,112Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Brooklyn, NY
St. Joseph's University-New York
- Annual net price
- $19,035
- Observed earnings · year 5
- $62,397
- Modeled 10-year ROI
- -32%
Le Moyne College
- Annual net price
- $22,277
- Observed earnings · year 5
- $62,776
- Modeled 10-year ROI
- -34%
American Academy McAllister Institute of Funeral Service
- Annual net price
- $22,872
- Observed earnings · year 5
- $62,523
- Modeled 10-year ROI
- -35%
St. Francis College
- Annual net price
- $18,129
- Observed earnings · year 5
- $65,079
- Modeled 10-year ROI
- -20%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $96,346 | Not available |
| Accounting and Related Services | Bachelor's Degree | $79,896 | Not available |
| Special Education and Teaching | Master's Degree | $76,928 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $73,667 | Not available |
| Business Administration, Management and Operations | Bachelor's Degree | $64,075 | Not available |
| Psychology, General | Bachelor's Degree | $60,409 | $23,000 |
| Criminal Justice and Corrections | Bachelor's Degree | $57,707 | $25,000 |
| Communication and Media Studies | Bachelor's Degree | $57,112 | Not available |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $45,373 | Not available |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | Not available | $26,100 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.