Public · COLLEGE PAYOFF

Southwest Virginia Community College

Cedar Bluff, VA · 7 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$257,780 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−126%Modeled 10-year ROI
$39,624Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$257,780at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$204,0200
2
4
6
8
−$257,78010
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$5,075
Sticker price
Published out-of-state tuition$11,513
Sticker price
Average net price$6,005
Title IV student average
Cost of attendance$13,775
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, debt, completion and earnings context

$6,005Average net price / year
$13,775Cost of attendance
Not availableMedian federal student debt · completer borrowers
Not availablePublished 10-year payment estimate
$39,624Median earnings · year 5 after completion
46.1%Completion rate
Not availableAdmission rate
1,651Student size

Institution debt covers federal student-loan borrowers who completed. Parent PLUS and private loans are excluded; missing and privacy-suppressed values remain unavailable.

PRICE BY FAMILY INCOME

Average net price is not one price

Federal averages for aided students in each family-income band. Your aid offer can differ.

$0–30k$5,800
$30–48k$4,430
$48–75k$7,391
$75–110k$8,107
$110k+$7,863
LONGER-TERM CONTEXT

What happens beyond the first earnings measure

Year 5$39,624
Year 6$30,954
Year 10$34,221
Full-time retention
61.2%
Part-time retention
42.1%
Completion within 200% of normal time
47.0%

Earnings timepoints may use different historical cohorts and should not be read as one group’s guaranteed salary growth.

NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

38thEarnings percentile
32thCompletion percentile
WHAT STANDS OUT

A faster read on this college

These summaries use only reportable field-and-credential records at this institution. They do not fill privacy-suppressed outcomes.

$45,164Median year-4 earnings across reportable program categories
$5,500Median federal debt across categories that report debt
14%Of earnings-reporting categories above their same-field national benchmark
EARNINGS PATH

Reported earnings over time

$30,802Year 1
$43,371Year 4
$39,624Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$73,1682Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$48,3983Criminal Justice and Corrections · Associate's Degree$46,4414Allied Health and Medical Assisting Services · Associate's Degree$45,1645Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$42,5796Liberal Arts and Sciences, General Studies and Humanities · Undergraduate Certificate or Diploma$41,8277Mental and Social Health Services and Allied Professions · Undergraduate Certificate or Diploma$38,251

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in VA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Danville, VA

Danville Community College

Annual net price
$6,669
Observed earnings · year 5
$38,489
Modeled 10-year ROI
-132%
Open college profile →
Abingdon, VA

Virginia Highlands Community College

Annual net price
$5,375
Observed earnings · year 5
$41,092
Modeled 10-year ROI
-119%
Open college profile →
Dublin, VA

New River Community College

Annual net price
$6,279
Observed earnings · year 5
$41,467
Modeled 10-year ROI
-117%
Open college profile →
Martinsville, VA

Patrick & Henry Community College

Annual net price
$4,102
Observed earnings · year 5
$40,100
Modeled 10-year ROI
-125%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$73,168Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$48,398Not available
Criminal Justice and CorrectionsAssociate's Degree$46,441Not available
Allied Health and Medical Assisting ServicesAssociate's Degree$45,164Not available
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$42,579$5,500
Liberal Arts and Sciences, General Studies and HumanitiesUndergraduate Certificate or Diploma$41,827Not available
Mental and Social Health Services and Allied ProfessionsUndergraduate Certificate or Diploma$38,251Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.