10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$137,670at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Southern Adventist University
⌖ Collegedale, TN · 10 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$137,670 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
19.9 yrsModeled economic break-even
−50%Modeled 10-year ROI
$58,971Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$24,345Average net price / year
$38,618Cost of attendance
$58,971Median earnings · year 5 after completion
49.4%Completion rate
65.5%Admission rate
2,773Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$45,366Year 1
$58,282Year 4
$58,971Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$112,6392Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$83,5253Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$75,8914Sports, Kinesiology, and Physical Education/Fitness · Bachelor's Degree$59,8955Clinical, Counseling and Applied Psychology · Master's Degree$54,7796Social Work · Master's Degree$52,7327Social Work · Bachelor's Degree$51,5168Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$50,119Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in TN
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Nashville, TN
Lipscomb University
- Annual net price
- $24,739
- Observed earnings · year 5
- $60,793
- Modeled 10-year ROI
- -43%
King University
- Annual net price
- $22,347
- Observed earnings · year 5
- $61,767
- Modeled 10-year ROI
- -38%
The University of the South
- Annual net price
- $27,872
- Observed earnings · year 5
- $57,680
- Modeled 10-year ROI
- -56%
Lincoln Memorial University
- Annual net price
- $20,406
- Observed earnings · year 5
- $57,194
- Modeled 10-year ROI
- -53%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Master's Degree | $112,639 | Not available |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $83,525 | $28,191 |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Associate's Degree | $75,891 | $25,000 |
| Sports, Kinesiology, and Physical Education/Fitness | Bachelor's Degree | $59,895 | $25,975 |
| Clinical, Counseling and Applied Psychology | Master's Degree | $54,779 | Not available |
| Social Work | Master's Degree | $52,732 | Not available |
| Social Work | Bachelor's Degree | $51,516 | $24,575 |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $50,119 | $24,250 |
| Business Administration, Management and Operations | Bachelor's Degree | $48,307 | Not available |
| Biology, General | Bachelor's Degree | Not available | $25,000 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.