10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$30,700at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Southeastern Baptist Theological Seminary
⌖ Wake Forest, NC · 3 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$30,700 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
11.5 yrsModeled economic break-even
−13%Modeled 10-year ROI
$65,166Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$13,090Average net price / year
$22,632Cost of attendance
$65,166Median earnings · year 5 after completion
58.1%Completion rate
74.6%Admission rate
585Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$51,360Year 1
$69,450Year 4
$65,166Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Theological and Ministerial Studies · Doctoral Degree$95,3472Theological and Ministerial Studies · Master's Degree$71,5273Intercultural/Multicultural and Diversity Studies · Master's Degree$62,952Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NC
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Davidson, NC
Davidson College
- Annual net price
- $17,379
- Observed earnings · year 5
- $64,801
- Modeled 10-year ROI
- -21%
Cabarrus College of Health Sciences
- Annual net price
- $17,618
- Observed earnings · year 5
- $60,578
- Modeled 10-year ROI
- -38%
Pfeiffer University
- Annual net price
- $19,076
- Observed earnings · year 5
- $57,277
- Modeled 10-year ROI
- -52%
Gardner-Webb University
- Annual net price
- $17,674
- Observed earnings · year 5
- $52,632
- Modeled 10-year ROI
- -70%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Theological and Ministerial Studies | Doctoral Degree | $95,347 | Not available |
| Theological and Ministerial Studies | Master's Degree | $71,527 | Not available |
| Intercultural/Multicultural and Diversity Studies | Master's Degree | $62,952 | Not available |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.