10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$70,872at year 10Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
Siena University
⌖ Loudonville, NY · 21 reportable field-and-credential outcomes
MODELED SCENARIO · Negative payoff
−$70,872 over 10 years
Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.
At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.
12.9 yrsModeled economic break-even
−23%Modeled 10-year ROI
$69,406Observed earnings · year 5
ECONOMIC INVESTMENT → PAYBACK
Estimated payoff over ten years.
The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.
FEDERAL COST DATA
Four ways to read college price.
Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.
Cost, completion and earnings context
$33,733Average net price / year
$64,870Cost of attendance
$69,406Median earnings · year 5 after completion
74.7%Completion rate
69.0%Admission rate
3,409Student size
NATIONAL CONTEXT
How this college compares
Percentiles compare this institution with currently operating colleges that report the same federal measure.
EARNINGS PATH
Reported earnings over time
$43,632Year 1
$70,594Year 4
$69,406Year 5
Separate federal cohorts may underlie different measurement years.
The college average is not the whole story.
Observed earnings vary substantially by field and credential at the same institution.
1Accounting and Related Services · Master's Degree$95,6112Computer and Information Sciences, General · Bachelor's Degree$91,7123Economics · Bachelor's Degree$90,8024Finance and Financial Management Services · Bachelor's Degree$88,6235Management Sciences and Quantitative Methods · Bachelor's Degree$87,3946Accounting and Related Services · Bachelor's Degree$78,3377Biology, General · Bachelor's Degree$73,4918Business/Commerce, General · Bachelor's Degree$72,369Observed year-4 earnings · compare like fields and credentials before deciding
Comparable colleges in NY
Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.
Hempstead, NY
Hofstra University
- Annual net price
- $34,176
- Observed earnings · year 5
- $71,515
- Modeled 10-year ROI
- -16%
Hobart William Smith Colleges
- Annual net price
- $31,563
- Observed earnings · year 5
- $66,994
- Modeled 10-year ROI
- -28%
Long Island University
- Annual net price
- $33,062
- Observed earnings · year 5
- $73,396
- Modeled 10-year ROI
- -9%
Iona University
- Annual net price
- $29,188
- Observed earnings · year 5
- $69,867
- Modeled 10-year ROI
- -16%
Explore exact field-and-credential outcomes
| Federal field | Credential | Earnings, year 4 | Federal debt |
|---|---|---|---|
| Accounting and Related Services | Master's Degree | $95,611 | Not available |
| Computer and Information Sciences, General | Bachelor's Degree | $91,712 | $22,836 |
| Economics | Bachelor's Degree | $90,802 | $27,000 |
| Finance and Financial Management Services | Bachelor's Degree | $88,623 | $27,000 |
| Management Sciences and Quantitative Methods | Bachelor's Degree | $87,394 | $26,806 |
| Accounting and Related Services | Bachelor's Degree | $78,337 | $26,000 |
| Biology, General | Bachelor's Degree | $73,491 | $27,000 |
| Business/Commerce, General | Bachelor's Degree | $72,369 | $27,000 |
| Marketing | Bachelor's Degree | $69,793 | $27,000 |
| Physics | Bachelor's Degree | $66,865 | $26,000 |
| Sociology | Bachelor's Degree | $64,070 | Not available |
| Non-Professional Legal Studies | Bachelor's Degree | $63,487 | $27,000 |
| Psychology, General | Bachelor's Degree | $63,227 | $27,000 |
| Political Science and Government | Bachelor's Degree | $63,075 | $27,000 |
| Social Work | Bachelor's Degree | $60,100 | $26,899 |
| History | Bachelor's Degree | $59,855 | $27,000 |
| English Language and Literature, General | Bachelor's Degree | $59,280 | $27,000 |
| Ecology, Evolution, Systematics, and Population Biology | Bachelor's Degree | $49,016 | $27,000 |
| Community Organization and Advocacy | Bachelor's Degree | Not available | $27,000 |
| Public Policy Analysis | Bachelor's Degree | Not available | $27,000 |
| Visual and Performing Arts, General | Bachelor's Degree | Not available | $26,924 |
Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.