Public · COLLEGE PAYOFF

Santa Monica College

Santa Monica, CA · 4 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$200,046 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

Modeled economic break-even
−105%Modeled 10-year ROI
$44,107Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$200,046at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$191,1160
2
4
6
8
−$200,04610
Years after graduationBreak-even: years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$1,156
Sticker price
Published out-of-state tuition$10,708
Sticker price
Average net price$2,779
Title IV student average
Cost of attendance$11,162
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$2,779Average net price / year
$11,162Cost of attendance
$44,107Median earnings · year 5 after completion
36.3%Completion rate
Not availableAdmission rate
21,440Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

47thEarnings percentile
19thCompletion percentile
EARNINGS PATH

Reported earnings over time

$27,769Year 1
$46,731Year 4
$44,107Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$95,8312Business Administration, Management and Operations · Associate's Degree$49,0913Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$46,8644Communication and Media Studies · Associate's Degree$29,371

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in CA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Salinas, CA

Hartnell College

Annual net price
$2,039
Observed earnings · year 5
$43,536
Modeled 10-year ROI
-108%
Open college profile →
Norwalk, CA

Cerritos College

Annual net price
$2,424
Observed earnings · year 5
$45,070
Modeled 10-year ROI
-100%
Open college profile →
Marysville, CA

Yuba College

Annual net price
$2,576
Observed earnings · year 5
$46,100
Modeled 10-year ROI
-94%
Open college profile →
Norco, CA

Norco College

Annual net price
$5,169
Observed earnings · year 5
$43,887
Modeled 10-year ROI
-106%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$95,831Not available
Business Administration, Management and OperationsAssociate's Degree$49,091Not available
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$46,864Not available
Communication and Media StudiesAssociate's Degree$29,371Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.