Private nonprofit · COLLEGE PAYOFF

Samford University

Birmingham, AL · 28 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$173,168 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

22.6 yrsModeled economic break-even
−56%Modeled 10-year ROI
$58,732Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$173,168at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$310,4880
2
4
6
8
−$173,16810
Years after graduationBreak-even: 22.6 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$40,150
Sticker price
Published out-of-state tuition$40,150
Sticker price
Average net price$32,622
Title IV student average
Cost of attendance$57,456
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$32,622Average net price / year
$57,456Cost of attendance
$58,732Median earnings · year 5 after completion
77.0%Completion rate
82.4%Admission rate
4,206Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

78thEarnings percentile
77thCompletion percentile
EARNINGS PATH

Reported earnings over time

$45,463Year 1
$66,567Year 4
$58,732Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Pharmacy, Pharmaceutical Sciences, and Administration · Doctoral Degree$132,9422Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$127,0843Legal Research and Advanced Professional Studies · Master's Degree$122,6994Pharmacy, Pharmaceutical Sciences, and Administration · Bachelor's Degree$119,8885Business Administration, Management and Operations · Master's Degree$119,3416Educational Administration and Supervision · Doctoral Degree$105,3747Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Doctoral Degree$101,9158Finance and Financial Management Services · Bachelor's Degree$93,444

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in AL

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Tuskegee, AL

Tuskegee University

Annual net price
$35,013
Observed earnings · year 5
$60,741
Modeled 10-year ROI
-51%
Open college profile →
Daphne, AL

United States Sports University

Annual net price
$24,076
Observed earnings · year 5
$53,760
Modeled 10-year ROI
-68%
Open college profile →
Huntsville, AL

Oakwood University

Annual net price
$25,669
Observed earnings · year 5
$51,429
Modeled 10-year ROI
-77%
Open college profile →
Montgomery, AL

Huntingdon College

Annual net price
$22,566
Observed earnings · year 5
$53,074
Modeled 10-year ROI
-70%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Pharmacy, Pharmaceutical Sciences, and AdministrationDoctoral Degree$132,942Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$127,084Not available
Legal Research and Advanced Professional StudiesMaster's Degree$122,699Not available
Pharmacy, Pharmaceutical Sciences, and AdministrationBachelor's Degree$119,888$12,000
Business Administration, Management and OperationsMaster's Degree$119,341Not available
Educational Administration and SupervisionDoctoral Degree$105,374Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingDoctoral Degree$101,915Not available
Finance and Financial Management ServicesBachelor's Degree$93,444$19,000
Public HealthMaster's Degree$92,506Not available
Accounting and Related ServicesMaster's Degree$92,202Not available
LawDoctoral Degree$91,687Not available
Accounting and Related ServicesBachelor's Degree$90,572Not available
Rehabilitation and Therapeutic ProfessionsMaster's Degree$85,180Not available
Educational Administration and SupervisionNon-Credential Program (Preparatory Coursework/Teacher Certification)$81,398Not available
Business Administration, Management and OperationsBachelor's Degree$76,584$23,235
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$72,517$25,750
MarketingBachelor's Degree$70,839$18,000
Educational Administration and SupervisionMaster's Degree$63,341Not available
Communication Disorders Sciences and ServicesMaster's Degree$57,010Not available
Social WorkMaster's Degree$55,271Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$54,714Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$52,171$24,250
Human Development, Family Studies, and Related ServicesBachelor's Degree$50,809Not available
JournalismBachelor's Degree$50,652$18,120
Theological and Ministerial StudiesMaster's Degree$50,016Not available
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$47,117Not available
Design and Applied ArtsBachelor's DegreeNot available$25,000
Health Services/Allied Health/Health Sciences, GeneralBachelor's DegreeNot available$24,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.