Public · COLLEGE PAYOFF

Salem State University

Salem, MA · 35 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$91,794 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

16.0 yrsModeled economic break-even
−38%Modeled 10-year ROI
$60,219Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$91,794at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$243,9840
2
4
6
8
−$91,79410
Years after graduationBreak-even: 16.0 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$12,338
Sticker price
Published out-of-state tuition$19,531
Sticker price
Average net price$15,996
Title IV student average
Cost of attendance$28,291
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$15,996Average net price / year
$28,291Cost of attendance
$60,219Median earnings · year 5 after completion
49.8%Completion rate
95.9%Admission rate
4,291Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

80thEarnings percentile
37thCompletion percentile
EARNINGS PATH

Reported earnings over time

$46,092Year 1
$62,605Year 4
$60,219Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Master's Degree$122,0422Criminal Justice and Corrections · Master's Degree$107,3393Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$95,5504Computer and Information Sciences, General · Bachelor's Degree$92,3805Chemistry · Bachelor's Degree$81,2666Business Administration, Management and Operations · Master's Degree$80,0337Teacher Education and Professional Development, Specific Subject Areas · Master's Degree$72,5608Social Work · Master's Degree$69,819

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in MA

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Quincy, MA

Quincy College

Annual net price
$17,126
Observed earnings · year 5
$60,318
Modeled 10-year ROI
-38%
Open college profile →
Framingham, MA

Framingham State University

Annual net price
$16,114
Observed earnings · year 5
$59,034
Modeled 10-year ROI
-43%
Open college profile →
Westfield, MA

Westfield State University

Annual net price
$16,721
Observed earnings · year 5
$57,717
Modeled 10-year ROI
-48%
Open college profile →
Bridgewater, MA

Bridgewater State University

Annual net price
$16,383
Observed earnings · year 5
$56,900
Modeled 10-year ROI
-52%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingMaster's Degree$122,042Not available
Criminal Justice and CorrectionsMaster's Degree$107,339Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$95,550$28,500
Computer and Information Sciences, GeneralBachelor's Degree$92,380$27,000
ChemistryBachelor's Degree$81,266$27,000
Business Administration, Management and OperationsMaster's Degree$80,033Not available
Teacher Education and Professional Development, Specific Subject AreasMaster's Degree$72,560Not available
Social WorkMaster's Degree$69,819Not available
English Language and Literature, GeneralMaster's Degree$69,754Not available
Rehabilitation and Therapeutic ProfessionsMaster's Degree$69,564Not available
Clinical, Counseling and Applied PsychologyMaster's Degree$69,495Not available
Business Administration, Management and OperationsBachelor's Degree$67,789$27,000
Biology, GeneralBachelor's Degree$67,551$27,000
Special Education and TeachingMaster's Degree$63,889Not available
Educational Administration and SupervisionMaster's Degree$62,341Not available
MathematicsBachelor's Degree$61,259Not available
Teacher Education and Professional Development, Specific Levels and MethodsMaster's Degree$60,928Not available
Social WorkBachelor's Degree$60,026$27,000
Criminal Justice and CorrectionsBachelor's Degree$59,774$26,220
Geological and Earth Sciences/GeosciencesBachelor's Degree$59,424Not available
Geography and CartographyBachelor's Degree$58,593$27,000
Political Science and GovernmentBachelor's Degree$58,499Not available
Student Counseling and Personnel ServicesMaster's Degree$57,817Not available
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$56,509Not available
Teacher Education and Professional Development, Specific Subject AreasBachelor's Degree$55,808$27,000
Health and Medical Administrative ServicesBachelor's Degree$55,323$26,500
Psychology, GeneralBachelor's Degree$54,717$26,435
SociologyBachelor's Degree$51,573$30,690
Sports, Kinesiology, and Physical Education/FitnessBachelor's Degree$51,362$27,000
Fine and Studio ArtsBachelor's Degree$50,397$27,000
Communication and Media StudiesBachelor's Degree$50,260$27,000
HistoryBachelor's Degree$49,572$27,000
Education, GeneralBachelor's Degree$45,568$27,000
English Language and Literature, GeneralBachelor's Degree$43,621$27,000
Visual and Performing Arts, GeneralBachelor's Degree$32,484$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.