Private nonprofit · COLLEGE PAYOFF

Saint Joseph's University - Lancaster

Lancaster, PA · 8 reportable field-and-credential outcomes

MODELED SCENARIO · Positive payoff

+$73,318 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

This is a positive modeled result. Price, time to finish and future earnings can still change the outcome.

8.3 yrsModeled economic break-even
+21%Modeled 10-year ROI
$87,323Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
+$73,318at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$349,9120
2
4
6
8
+$73,31810
Years after graduationBreak-even: 8.3 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$32,933
Sticker price
Published out-of-state tuition$32,933
Sticker price
Average net price$42,478
Title IV student average
Cost of attendance$47,879
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$42,478Average net price / year
$47,879Cost of attendance
$87,323Median earnings · year 5 after completion
68.8%Completion rate
41.2%Admission rate
1,280Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

97thEarnings percentile
66thCompletion percentile
EARNINGS PATH

Reported earnings over time

$62,886Year 1
$84,010Year 4
$87,323Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$88,1012Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$87,1033Health and Medical Administrative Services · Master's Degree$86,5254Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$86,3835Health Professions and Related Clinical Sciences, Other · Bachelor's Degree$85,6906Biology, General · Bachelor's Degree$82,7697Clinical/Medical Laboratory Science/Research and Allied Professions · Undergraduate Certificate or Diploma$75,1238Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$71,592

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in PA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Lewisburg, PA

Bucknell University

Annual net price
$40,766
Observed earnings · year 5
$90,297
Modeled 10-year ROI
+32%
Open college profile →
Philadelphia, PA

Drexel University

Annual net price
$38,509
Observed earnings · year 5
$89,242
Modeled 10-year ROI
+32%
Open college profile →
Easton, PA

Lafayette College

Annual net price
$34,433
Observed earnings · year 5
$86,844
Modeled 10-year ROI
+32%
Open college profile →
Villanova, PA

Villanova University

Annual net price
$43,756
Observed earnings · year 5
$98,831
Modeled 10-year ROI
+52%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$88,101Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$87,103Not available
Health and Medical Administrative ServicesMaster's Degree$86,525Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$86,383Not available
Health Professions and Related Clinical Sciences, OtherBachelor's Degree$85,690$26,576
Biology, GeneralBachelor's Degree$82,769$26,228
Clinical/Medical Laboratory Science/Research and Allied ProfessionsUndergraduate Certificate or Diploma$75,123Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$71,592Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.