Public · COLLEGE PAYOFF

Saint Johns River State College

Palatka, FL · 10 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$182,220 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

91.6 yrsModeled economic break-even
−89%Modeled 10-year ROI
$47,232Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$182,220at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$204,5400
2
4
6
8
−$182,22010
Years after graduationBreak-even: 91.6 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$2,591
Sticker price
Published out-of-state tuition$9,335
Sticker price
Average net price$6,135
Title IV student average
Cost of attendance$12,906
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$6,135Average net price / year
$12,906Cost of attendance
$47,232Median earnings · year 5 after completion
48.9%Completion rate
Not availableAdmission rate
4,403Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

55thEarnings percentile
36thCompletion percentile
EARNINGS PATH

Reported earnings over time

$41,450Year 1
$51,036Year 4
$47,232Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$80,6902Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Associate's Degree$72,0633Allied Health Diagnostic, Intervention, and Treatment Professions · Associate's Degree$64,2824Business Administration, Management and Operations · Bachelor's Degree$58,4035Teacher Education and Professional Development, Specific Levels and Methods · Bachelor's Degree$50,3906Health and Medical Administrative Services · Associate's Degree$47,2207Allied Health Diagnostic, Intervention, and Treatment Professions · Undergraduate Certificate or Diploma$47,1158Liberal Arts and Sciences, General Studies and Humanities · Associate's Degree$45,214

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in FL

Currently operating public institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Miami, FL

Miami Dade College

Annual net price
$5,463
Observed earnings · year 5
$48,189
Modeled 10-year ROI
-84%
Open college profile →
Lake City, FL

Florida Gateway College

Annual net price
$5,364
Observed earnings · year 5
$48,251
Modeled 10-year ROI
-84%
Open college profile →
New Port Richey, FL

Pasco-Hernando State College

Annual net price
$5,203
Observed earnings · year 5
$48,275
Modeled 10-year ROI
-84%
Open college profile →
Niceville, FL

Northwest Florida State College

Annual net price
$4,571
Observed earnings · year 5
$45,816
Modeled 10-year ROI
-96%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$80,690$16,729
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingAssociate's Degree$72,063$20,113
Allied Health Diagnostic, Intervention, and Treatment ProfessionsAssociate's Degree$64,282$17,125
Business Administration, Management and OperationsBachelor's Degree$58,403$28,994
Teacher Education and Professional Development, Specific Levels and MethodsBachelor's Degree$50,390$12,956
Health and Medical Administrative ServicesAssociate's Degree$47,220Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsUndergraduate Certificate or Diploma$47,115$7,967
Liberal Arts and Sciences, General Studies and HumanitiesAssociate's Degree$45,214$10,168
Visual and Performing Arts, OtherAssociate's Degree$39,124Not available
Business Administration, Management and OperationsAssociate's Degree$30,530Not available

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.