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Private nonprofit · COLLEGE PAYOFF

Saint Francis University

⌖ Loretto, PA · 18 reportable field-and-credential outcomes

MODELED SCENARIO · Negative payoff

−$101,624 over 10 years

Modeled from observed year-5 institution earnings and the institution-wide average net price over four years.

At these assumptions, the estimated earnings premium does not recover the modeled economic investment within ten years.

15.9 yrsModeled economic break-even
−37%Modeled 10-year ROI
$62,248Observed earnings · year 5
Economic ROI includes direct price and earnings forgone during study · $45,000 comparison earnings · values held flat · see the formula
ECONOMIC INVESTMENT → PAYBACK

Estimated payoff over ten years.

The scenario counts direct price and earnings forgone upfront, then applies the reported annual earnings premium.

10-YEAR PAYOFF CURVECumulative economic payoff after graduation
−$101,624at year 10
Net gainInvestment not yet recovered
NET GAIN$0UNRECOVERED
−$274,1040
2
4
6
8
−$101,62410
Years after graduationBreak-even: 15.9 years
FEDERAL COST DATA

Four ways to read college price.

Annual college-wide figures from the current College Scorecard release. Average net price covers full-time, first-time undergraduates receiving federal aid; public-college figures use in-state students. Program tuition and individual aid offers may differ.

Published in-state tuition$44,000
Sticker price
Published out-of-state tuition$44,000
Sticker price
Average net price$23,526
Title IV student average
Cost of attendance$59,815
Tuition + living budget
PRICE SOURCECollege reported · annual amount · federal dataset
OBSERVED FEDERAL MEASURES

Cost, completion and earnings context

$23,526Average net price / year
$59,815Cost of attendance
$62,248Median earnings · year 5 after completion
74.4%Completion rate
76.8%Admission rate
1,557Student size
NATIONAL CONTEXT

How this college compares

Percentiles compare this institution with currently operating colleges that report the same federal measure.

83thEarnings percentile
74thCompletion percentile
EARNINGS PATH

Reported earnings over time

$48,790Year 1
$73,068Year 4
$62,248Year 5

Separate federal cohorts may underlie different measurement years.

PROGRAM PAYOFF SPREAD

The college average is not the whole story.

Observed earnings vary substantially by field and credential at the same institution.

1Allied Health and Medical Assisting Services · Master's Degree$121,7472Allied Health Diagnostic, Intervention, and Treatment Professions · Master's Degree$117,1613Allied Health Diagnostic, Intervention, and Treatment Professions · Bachelor's Degree$115,8134Finance and Financial Management Services · Bachelor's Degree$90,8385Rehabilitation and Therapeutic Professions · Doctoral Degree$83,4786Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing · Bachelor's Degree$81,5107Rehabilitation and Therapeutic Professions · Bachelor's Degree$72,8218Business Administration, Management and Operations · Master's Degree$71,900

Observed year-4 earnings · compare like fields and credentials before deciding

BUILD A REAL SHORTLIST

Comparable colleges in PA

Currently operating private nonprofit institutions with the closest combination of annual net price and observed year-5 earnings. Similarity is descriptive—not a quality ranking.

Cresson, PA

Mount Aloysius College

Annual net price
$22,344
Observed earnings · year 5
$61,657
Modeled 10-year ROI
-38%
Open college profile →Moon Township, PA

Robert Morris University

Annual net price
$23,003
Observed earnings · year 5
$64,498
Modeled 10-year ROI
-28%
Open college profile →Erie, PA

Gannon University

Annual net price
$22,553
Observed earnings · year 5
$64,348
Modeled 10-year ROI
-28%
Open college profile →Wilkes-Barre, PA

King's College

Annual net price
$23,093
Observed earnings · year 5
$59,082
Modeled 10-year ROI
-48%
Open college profile →
ALL REPORTABLE PROGRAM CATEGORIES

Explore exact field-and-credential outcomes

Federal fieldCredentialEarnings, year 4Federal debt
Allied Health and Medical Assisting ServicesMaster's Degree$121,747Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsMaster's Degree$117,161Not available
Allied Health Diagnostic, Intervention, and Treatment ProfessionsBachelor's Degree$115,813$29,750
Finance and Financial Management ServicesBachelor's Degree$90,838$27,000
Rehabilitation and Therapeutic ProfessionsDoctoral Degree$83,478Not available
Registered Nursing, Nursing Administration, Nursing Research and Clinical NursingBachelor's Degree$81,510$30,579
Rehabilitation and Therapeutic ProfessionsBachelor's Degree$72,821$29,750
Business Administration, Management and OperationsMaster's Degree$71,900Not available
Accounting and Related ServicesBachelor's Degree$70,937$31,000
Rehabilitation and Therapeutic ProfessionsMaster's Degree$68,940Not available
Health/Medical Preparatory ProgramsBachelor's Degree$68,578Not available
Human Resources Management and ServicesMaster's Degree$67,824Not available
Psychology, GeneralBachelor's Degree$66,010$27,000
Business Administration, Management and OperationsBachelor's Degree$61,535$27,043
MarketingBachelor's Degree$59,631Not available
Education, GeneralMaster's Degree$56,442Not available
Behavioral SciencesBachelor's Degree$47,316$47,439
Biology, GeneralBachelor's DegreeNot available$27,000

Earnings, price, completion and enrollment are observed federal measures. ROI, payoff and break-even are modeled scenarios built from those measures and fixed assumptions. College payoff is not the payoff of every degree at this school; use the program table for a more precise comparison.